Skip to main content
Let's break the Equifax situation down into tiny morsels of suckitude that can be easily digested.

Dashit Just Happened, Equifax?

Because the horrendous disaster of two malicious hurricanes isn’t enough for people to worry about right now, a few weeks ago a storm of a different sort swept through the United States. Like those assholes Harvey and Irma, this one’s going to be an enormous, life-changing financial burden for millions of people. And like the hurricanes, it could take years to repair the damage.

Yes: it’s time we talked about the Equifax breach.

If you follow us on Tumblr, you’ll know we’ve been getting some panicked messages about Equifax recently. So to dispel panic (or encourage it, as the case may be), I want to break the situation down into tiny morsels of suckitude that can be easily digested. Read More

You shut the hell up and learn about cognitive behavioral science while looking at my collection of chocolate cake gifs!

Making Decisions Under Stress: The Siren Song of Chocolate Cake

I’m a slut for studies.

I love random, weird studies that reveal surprising and bizarre correlations. And I’d like to take you through one of my favorites today. It’s called “Heart and Mind in Conflict: the Interplay of Affect and Cognition in Consumer Decision Making” and it’s about the ways that stress affects our ability to make good choices.

Oh, and more importantly: it stars a fat slab of chocolate cake.

AWWWW YEAH

“Wow,” you may be thinking, “wasn’t the last study Kitty wrote about all about marshmallows? Do you guys cover any studies that don’t prominently feature dessert?”

To which I say: “You have bought me not sweet cane with money, nor have you filled me with the fat of your sacrifices; rather you have burdened me with your sins, you have wearied me with your iniquities.”

That’s Ye Olde Testament Speak for you shut the hell up and learn about cognitive behavioral science while looking at my collection of chocolate cake gifs!

Read More

The cryogenically frozen head of Walt Disney will someday, when thawed, be thrilled to know that I have learned a helluva lot from the Disney Princesses.

The Economic Strategies of Disney Princesses

The cryogenically frozen head of Walt Disney will some day, when thawed, be thrilled to know that I have learned a helluva lot from the Disney princesses.

I’ve learned how to dance like only freakishly friendly woodland creatures are watching. To ignore unworthy suitors. To pout prettily until some magical older woman with questionable motives offers to give me all my nearsighted heart desires.

Most importantly, I have learned from the Disney princesses’ various economic strategies. And it’s time I shared those lessons with you.

So here it is! A breakdown of the various financial lessons you can learn from each of the princesses’ personal finance decisions. For the purposes of this study, I’m assuming that every princess’s main goal is financial independence, not something trivial like finding true love or saving her village/family/culture from destruction. The metrics by which we judge them are merely how and if their in-story choices contributed to their fiscal future. Choices about contracts, marriage alliances, careers, trade deals, purchases, and investing all factor into this highly scientific examination.

Some of these Disney princesses are decent economic role models. Others are excellent examples of what not to do. Let’s read them for filth, shall we?

Read More

Let's get down to the EXTREMELY ANALYTICAL CARNAGE.

Investing Deathmatch: Traditional IRA vs. Roth IRA

Two methods of investing in the stock market enter the ring.

Only one will leave victorious.

Welcome back to another installment of… INVESTING DEATHMATCH!!!!!!!!!

If you’re one of our Patreon supporters, there are four things I know for sure about you. One: you’re beautiful on the inside and out. Two: you’re powerful, also on the inside and out (like, you are spiritually intimidating and also extremely muscular). Three: You have excellent taste in blogs run by women who are emotionally in their mid-seventies but physically in their early thirties.

The fourth and most important thing I know about our Patreon supporters is that once a month, they get to choose a topic for an upcoming blog post. And this month they selected a battle royale between traditional IRAs and Roth IRAs.

So if you enjoy this week’s post, you have our gorgeous, strong, good-taste-having, democratically-empowered Patreon supporters to thank for it. Please consider becoming one, or continue to aspire to grow up to be one.

So real.

Now let’s get down to the EXTREMELY ANALYTICAL CARNAGE.

Read More

Disney princesses can be tomboyish, ambitious, martial, hoarding bookworms of any race under the sun--but under no circumstances may they have short hair.

Short Hair DO Care: Why Is Short Hair Still Controversial?

Our recent article on looking weird at work got a lot of great feedback, so I thought I’d do a follow-up on hair length as well. It’s a fascinating topic by the standards of someone who greatly enjoys very boring topics.

Hair is a very weird thing.

It’s a body part like no other. Science tells us it is made of rhinoceros horns. Don’t argue, it’s science. It is malleable in ways that our necks, toes, forearms, areoles, and most other body parts are not. It moves, sways, bounces, and whips around sexily when you’re standing on a beach thinking about the lover you left behind when time traveling back to dinosaur times. Again, this is science speaking.

OH HOW PRETTY.

It’s also one of the most immediately visible differences between men and women. And as such, it’s one of the most important cultural signifiers of femininity. Which is why women cutting their hair is so often interpreted as some kind of subversive act.

Read More

I'm nervous to publish this. But you know what? It's okay to talk about your failures.

Confession: I Hate My Job and I Don’t Know How to Leave It

I don’t fancy myself a hypocrite. And yet I haven’t been practicing what I preach.

We talk a lot about career advancement as a path to financial independence here. You’ve got to angle for promotions and ask for raises and, most importantly, switch jobs on the regular.

And yet I’ve been stuck at the same company for almost eight years.

And I don’t want to be.

In that time, I’ve been promoted three times and I’ve received multiple raises. But it’s a small publishing house on a metaphorically small, remote island within the broader publishing industry.

And unless my boss gets torn apart by angry maenads sometime soon, I’ve literally reached the top of the ladder here. There’s nowhere else to go within my company, and very few options for other publishing jobs in the area.

I feel trapped. I feel like a failure. I’m bored, directionless, and frustrated. I want to enjoy going to work again. I want to feel challenged and get paid more.

So because I’m feeling rather… truthsome right now, I want to dissect my current career stagnation. I want to confess my failures and seek absolution. People of the Internet, be gentle with me.

Read More