Skip to main content
"Should I believe the fear-mongering about another recession?"

Episode 12: “Should I Believe the Fear-Mongering about Another Recession?”



Today we conclude season one of the Bitches Get Riches podcast. Because twelve is a lovely number. So flexible, so inviting. Two digits, but still approachable. It’ll divide by two, three, four, six… you know. Whatever! Twelve goes with the flow. It’s pansexual, it works from home, and we stan it.

Season one was a labor of love. We scripted, recorded, and edited it ourselves. Piggy even wrote and recorded our opening song. (YES! That’s Piggy singing and self-harmonizing! Thank you for respecting her Rennaisance Personhood!) It was definitely the endeavor that pushed BGR from “time-intensive hobby” into “second full-time job” territory. Which is why we’re taking a short break. But we think it was worth it, and we hope you do too!

Our final question of season one comes from Patreon donor Madi (thank you, dearie!), who wants to know…

Today’s question

“Should I believe the fear-mongering about a possible recession?”

Read More
Episode 11: "I feel cornered by a friend who keeps asking to borrow money."

Episode 11: “I Feel Cornered by a Friend Who Keeps Asking to Borrow Money.”



An anonymous reader has given a mouse a cookie—and now the mouse wants a glass of milk.

Except the mouse is a person, the cookie is money, and the milk is yet more money. Keep up, people!

This thorny dilemma comes from our Tumblr, which you should definitely check out! Piggy answers tons of questions for readers there, and posts lots of exclusive stuff you won’t find on the blog.

Today’s question

“How do I handle a friend whom I’ve lessened contact with because I’m afraid they’ll ask me for money?

“I let him borrow some when he moved into his new apartment and his roommate refused to actually pay rent or split utilities while my friend was crawling out of maxed credit cards. He paid me back but since then has asked more than once. I have five figures saved so I feel pressured to help out, but I want him to actually learn some lessons instead of coming to me for a loan.

“And as a followup: how can I know what is financially expected as you get older? I’m self-employed (internet work with hard depression) but all my friends have adult jobs. Yet they also all still have student loans and credit card debt. I paid off my student loans, no credit card debt, have 25k saved and just bought a house thanks to my techie significant other. I still have a broke mentality since my significant other has six figures saved. It’s hard to relate with my friends when there is such a mismatch of finances. We’re all in our mid twenties.”

Read More
Podcast Episode 10: "I want a pedigreed dog. She wants a rescue mutt. It turned into a fight...and the fight got ugly."

Episode 10: “I Want a Pedigreed Dog. She Wants a Rescue Mutt. It Turned into a Fight… and the Fight Got Ugly.”



He wants a purebred dog. She wants a rescue mutt.

What started as a logistical discussion about getting a dog quickly became a heated, vicious fight about values and ethics.

Don’t you love those questions that seem to be about one thing, but betray a totally different, deeper problem? That’s definitely the case with today’s letter.

We could’ve recommended the obvious compromise: select a breed, then find a rescue organization that specializes in that breed! One quarter of all homeless dogs are purebreds, bro! Depending on the popularity and rarity of the breed, there may be a wait list. But if you’re patient, you can find one that fits both criteria.

… But, yeah, we didn’t even bother with that. Because it’s so incredibly obvious that the purebred dog versus shelter mutt question is the flashpoint for a deeper, more troubling issue. And it’s one we think merits a breakup.

Do you see the same thing we see?

Today’s question

“My girlfriend and I are in our mid twenties, and have been seeing each other for four years now. We moved in together last spring and things have been going well. I love this girl. She’s sweet, funny, interesting, pretty, and a little eccentric. She’s absolutely my dream girl and I can’t picture myself without her but we’ve been fighting for over a month and it’s been hard.

“At the end of May we decided to get a dog together. We’re both dog people, having grown up with them. Since my parents are close to a couple that breeds dogs, we’ve bought all three of our dogs from them. My girlfriend, on the other hand, had only one shelter pup

“When we first started talking about raising a dog together I asked her the standard ‘what kind of dog should we get?’ questions about what breed she preferred. And she scoffed at me and said it didn’t matter, because we would adopt a pet, not buy one. She said it like it was obvious and that I didn’t have a say otherwise. We got into an argument about the pros and cons of adopting or buying. And it just escalated from there.

“I’ll get to the point and say we both started taking it personally and said some things. I said that buying gives you better quality, and that you know what you get. She quite rudely said that if we’re paying for quality how come my family’s dogs have had health issues and died young, while her shelter dog lived to be seventeen. She said she looked down on people who’d rather pay thousands of dollars than save a life. We decided to cool down and give the discussion a rest.

“We both felt unfinished after that but let it go but then we started getting at each other for different lifestyle choices. Like how she wants to get married and have kids one day and how I’m not so sure what I want yet. And how in my family having a degree is important and to her it’s not. Sometimes we teased her about it since she only has a certificate but we never meant it rudely to her since she has a great job as a software engineer.

“She’s always been sort of indifferent to everything and said everyone has different values and the right to have different opinions should be respected. She eats meat, wears fur, buys non-organic, buys fast fashion, is non-religious, she’s fairly liberal but tends to criticize some social movements, which is all fine but my point is she’s never had a firm stance on anything. But it’s like I picked a fight about the one thing she feels strongly about and it’s been rough since then. I’m not sure what to do anymore and I need advice.”

Read More
Podcast Episode 009: "I've Given Up On My Dream Career. Where Do I Go From Here?"

Episode 009: “I’ve Given up on My Dream Career. Where Do I Go From Here?”



Today we answer a letter from Patreon Donor Julia, who feels lost after making a big change of direction in her life.

Today’s question

“I’m twenty-one years old and I was in college majoring in biology, but I was just miserable and had to leave. But all I ever wanted to do was science, and now I’m really struggling with what to do next. I was paying for classes as I went (as much as I could, anyway) so I only have one loan to pay off. But I just really don’t know what I want to do with my life. I’ve worked in retail and foodservice and I hated it. I’ve been applying to daycare centers because I like kids, but I haven’t heard back from any of them. Any advice you could give me on finding a direction would be very much appreciated.”

This question made our hearts heavy. We hate to see a twenty-one-year-old sounding so lost and resigned. Because twenty-one is so young! You’re an adult when you’re twenty-one, but like, it’s the toddler stage of adulthood. The world won’t always feel so intimidating and impenetrable.

Our Boomer parents would certainly tell her to fOlLoW hEr DrEaM, dAmN tHe CoNsEqUeNcEs. But obviously we have to bring a more nuanced answer than that.

Allow us to remind all of our young listeners that…

  • Cs are passing grades. They are enough. Let yourself step down off the hamster wheel of your own demanding expectations.
  • College curricula can be more challenging than the “real world” career you’re preparing you for.
  • Piggy and I graduated from college ten years ago, and in the last decade, the number of employers who have expressed a desire to know our letter grades in college is absolute zero—a thermodynamic state once thought to be merely theoretical! SCIENCE!
  • Some careers are challenging to pursue because they’re vanishingly rare and impossibly glamorous: professional video game player, A-list film actor, high-end vibrator tester, etc. But other careers are challenging to pursue because they require a lot of intelligence, persistence, and education: biologist, surgeon, high-end vibrator engineer. Shake the former, push the latter.
  • STEM fields will remain overwhelmingly male so long as women and nonbinary folks lack mentors and programs to help them through the doubt.
  • Sometimes you wanna quit because you know yourself, and you’ve made a mature and informed decision about what’s best for you. Other times you wanna quit because you’re scared of failure, or scared of success, or unsure how to move forward. You will spend a lot of your young adulthood learning to spot the difference between the two.
Read More
Episode 009: MERRY BITCHMAS! The 2019 Star-Studded Holiday Spectacular

Bonus Episode: Merry Bitchmas! The 2019 Star-Studded Holiday Spectacular



Today’s podcast episode is brought to you by the reason for the season: Bitchmas. Second only to Candlenights in the pantheon of winter holidays, Bitchmas is a time to gather your loved ones, exchange hyperbolic gifts, and rally the troops for economic equality and social justice.

No questions shall be answered in the Bitchmas episode (except perhaps “What will these lunatics think up next?”), but we promise it’ll be worth it. We’ve got shout-outs to our patrons! Odes to the finest bitches in personal finance media! Gifts for all and sundry! And… a very special guest!

Read More
Episode 008: "My mother demands information about my one-night stands."

Episode 008: “My Mother Demands Information About My One-Night Stands.”



Today’s lettersnatch’d is a bona fide adult, and is trying to have fun and explore her sexuality. But her mother feels entitled to know more about the people she’s spending the night with.

It’s really hard to get wet when you’re being bombarded with long-distance parental Snoop Rays and Fret Beams. So let’s fix this.

Today’s question

I [22F] have been having some one night stands, and I recently decided it’d be best to keep my mother [56F] uninvolved in my love life. I let her know when I won’t be home, and will vaguely tell her I’m out on a date and staying over, but I won’t tell her who it is, where
he lives, how long I’ve known him, etc.

“She’s very upset that I’m having sex and staying over at guys’ houses. I feel like as an adult I can make my own decisions and she should be respecting that I want to keep my love life private. Apparently she’s been talking to my father about this as well and is super upset that she doesn’t have the details on who I’m with.

“What can I do to ease her mind while also not telling her who I’m with when I go out?”

Read More
Podcast Episode 007: "I'm terrible at budgeting. Do I suck it up---or is there another way?"

Episode 007: “I’m Terrible at Budgeting. Do I Suck It Up—Or Is There Another Way?”



Today we’re doing that thing we love to do: taking age-old advice, rolling it up into a ball, and dunking it with the speed and grace of a green-screened figure.

You don’t have to budget to live a frugal, responsible life.

Today’s question

We tackle this topic at the behest of Patron Sarah C., who writes…

“How the HELL does someone stick to a budget? I have ADHD and self control and budgeting is already hard as is, so if you have any tips or tricks to help a gal stay in a budget (especially a very stringent one!) that would be neat :)”

Also today’s episode contains a bold-faced lie. In it, I swore I would never bring a chicken to the vet. This was recorded before my favorite chicken got sick. And I contemplated the enormous sacrifice she made laying an egg for us every single day, and I…

Brought her to an emergency avian specialist…

At great expense…

What can I say? I am as lava cake: crackly exterior, gushy interior.

Read More
Episode 006: "I lent my boyfriend money. He took it to a casino."

Episode 006: “I Lent My Boyfriend Money. He Took It to a Casino.”



Today’s episode really has everything. Piggy and I exchanging loving compliments and deep insights—then following it up with sex jokes, and a little off-mic shrieking as this poor Redditor describes her situation.

A young college student lent her older boyfriend money for food and student loans… yet he somehow ends up at a casino.

Hmm… yes, we might have something to say about this one.

Today’s question

“My [21F] boyfriend [28M] owes me over $100 and I found out he went gambling last night.

“My boyfriend never really has money and still lives with his parents. I recently paid for a $40 dinner, spent over $50 on groceries for him this month, and gave him $80 for food and weed. He says he will pay me back next paycheck (and he usually does) but he is always asking for cash.

“We are very honest with each other and we see each other almost every day. He said that he’s flat broke and I even paid off a loan for him, but I found out from a mutual friend that he went to a casino last night…

Read More

Episode 005: “I Don’t Love My Job, but It Pays Well. Should I Quit—or Tough It Out?”



Today’s podcast question comes to us from Patreon donor Rachel. She’s in a good situation overall: stable, paying down debt quickly, and gainfully employed as an engineer.

But her feelings about engineering overall are, mmm… tepid.

Shall we slap her for even considering leaving a lucrative and in-demand field? Or shall we kiss her on both cheeks and push her off the gravy train? You’ll have to listen to find out!

Today’s question

“I’m an engineer, I’ve been working for five years, and I don’t think it’s something I’ve ever truly been passionate about. My experiences have made me realize just how much I love project management. That can be done as an engineer, yes, but those jobs are fewer and more far in between.

“I’m thinking of branching out, but honestly, I’m scared. What if I don’t like it? What if I can’t get back into the engineering field once I’ve been gone for so long? The job I have now (along with my wife’s) gives us ample salaries that allow us to save and pay down debt like crazy. I can’t say that the security of those salaries isn’t alluring, though I hate to be tied to a job just because of the money.

“I don’t want to fuck myself over in the long run. I want to ‘retire’ early and spend my life doing the things I love. But I also don’t want to be unhappy at work. Please send help. 🙏”

Read More

Episode 004: “Capitalism Is Working for Me. So How Could I Hate It?”



Our podcast question today is on the topic of wealth, privilege, and g-g-g-g—

No, not ghosts! It’s g-g-g-guilt!

Specifically: rich white lady guilt! OooOOoooOOOO!

But don’t be afraid. Piggy and I are both ex-Catholics. Whatever kind of guilt you have, we can slice and dice it into bite-sized chunks with the studied grace of a teppanyaki chef.

Today’s question

“As a progressive person and someone who is starting to get into a pretty good place financially (have an emergency fund, bought a home a few years ago, paid off credit card debts), I’ve started feeling so guilty! It probably doesn’t help that I work in finance too. I don’t like capitalism but I’m working it the way I’m ‘supposed’ to. How do I feel less guilty for making myself financially healthy?”

Read More