Category: Emergency Funds

Dafuq Is Insurance and Why Do You Even Need It?

Piggy 11 Comments

This article is definitely not about health insurance. I specifically refer to pretty much every other kind of insurance you can get in the United States, but not health insurance. Because contrary to what our fearless leader said recently, everyone knows that healthcare is really fucking complicated. Not to mention expensive.

Therefore, I’m saving it for another post so as not to muddy the waters… with our tears.

Our readers from civilized countries like Canada and Namibia are probably recoiling in horror right about now. Yeah. WELCOME TO THE LAND OF THE FREE AND THE HOME OF THE BRAVE, BITCHES. Moving on.

Insurance in general can seem like a confusing and unnecessary gamble. Obtaining it and taking advantage of its benefits might seem daunting. Why should you pay money for something you might never need? You’re healthy and careful! What’s the point of this expensive service?

Worry not, my confident yet naive marshmallow peeps. I’ll break it all down for you.

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Pet Insurance: Is It Worth It?

Lauren Torres ("Kitty") 7 Comments

As we’ve discussed, Piggy and I are pretty obsessed with our pets. I admire Piggy’s restraint in having but a single dog. My house currently contains four dogs, one cat, six chickens, and two clinically narcissistic garbage disposals guinea pigs. Friends who know me to be an IRL Pokemon Master often ask me what my pet insurance rates are like.

My pet insurance bill is approximately zero dollars. Same goes for Piggy.

Neither of us have pet insurance. And there’s a reason for that.

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On Emergency Fund Remorse… and Bacon Emergencies

Piggy 20 Comments

It was an expensive day in my household.

The kitchen sink had been backed up for more than a week. I’d disassembled and reassembled it twice and couldn’t fix the problem myself, so I knew it was time to call in the professionals. Clearly the damn thing needed to be snaked, and I had neither the tools nor the know-how to handle that myself. So I called a plumber.

On top of that, my dog was experiencing… butt problems. Of the totally non-life-threatening but definitely requiring-immediate-medical-care variety. (He had an anal gland abscess, ok? It was both gross and fascinating and it completely reaffirmed my conviction that dogs are strange and magical creatures.) I have no medical training, and I would move heaven and earth for this goddamn mutt, so I called the vet.

And thus began my winter of discontent.

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3 Badass, Sexy, Totally Metal Reasons To Save $1,000

Piggy 5 Comments

Here at Bitches Get Riches we soundly reject the notion that personal finance is a dry, boring, unsexy topic. In fact, nothing gets us metaphorically harder than a solid breakdown of modest, cautious techniques for growing personal wealth and how to save money. Day drinking? More like day trading, AMIRITE?

And this is why we’ve set about to change some preconceived notions about all the wild and wondrous things you can do with a large chunk of money—let’s say $1,000 for the purposes of this article. Not quite enough to drastically change the life of the average person, but definitely enough to have some fun.

With $1k saved you could go to Cuba for a few days (seriously y’all, flights are dirt cheap). You could revamp your wardrobe! Or you could buy a brand new PS5 and a flat screen on which to play it! You and your dog could have a spa day!*

But we’re here to urge you to take a different approach. Don’t waste that $1k on basic shit like a new wardrobe, a trip abroad, or canine mani pedis. At least not before you’ve cut your teeth on these badass, sexiful, metal af ways to really make $1k worth saving for.

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