What’s the Effect of Social Media on Your Finances?

“What’s the effect of social media on my finances?”

Our regular readers know that we ask our Patreon supporters to help us choose article topics. This month’s poll was a dead heat, so we decided to take on both! And this was the question posed.

It’s a tough one to answer comprehensively with data. Everyone uses different platforms, in different amounts, for different reasons. But some immediate commonalities jumped out at us. Some were good, and some were bad. In honor of my tepid* acknowledgment that Star Wars exists, I’ve categorized them into light and dark sides.

GUYS I’M JUST SO

HIP AND TOPICAL

YOU CAN’T EVEN HANDLE IT.

Go see a star war.

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Ah, the joys of being opinionated women on the internet!

The Bitches Get Riches Annual Review and Soirée

‘Tis the season… for the Bitches to take a break!

That’s right, my darlings. Your humble hosts are fucking tired as shit. So we’re going to take our own advice and go on a brief two-week hiatus for some R&R.

During this vacation, we will be busily contemplating the mysteries of the universe and researching all things economic and adulty. That way, when we come back from our vacation in early January, we can continue to give you the same mildly useful, humorously tasteless, unrepentantly self-referential content you’ve come to expect from us.

Just kidding. We’ll mostly be doing this:

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I've done thousands of hours of exhaustive research on Sailor Moon. And I am ready to provide a definitive ranking of the hypothetical net worth of all the Sailor Scouts.

Sailor Scouts Ranked by Estimated Net Worth

You know that feeling when you’ve been writing scathing 4,000 word critiques of entrenched white supremacist attitudes in the personal finance community? And you get really tired and depressed? So you decide to write about Sailor Scouts instead?

No? Did y’all think I was joking?

Uh uh. No sirs and ma’ams. Fighting evil by moonlight, making money by daylight. That’s the Bitches Get Riches mission statement in a nutshell!

I’ve conducted thousands of hours of exhaustive research on Sailor Moon (this research was done from age ten to, um… the present). And I am ready to provide a definitive ranking of the hypothetical net worth of all the Sailor Scouts.*

*Does not include Tuxedo Mask, whose star seed belongs to the guardian of planet Earth but is technically not a true scout. Also does not include villains, such as the Amazoness Quartet or the members of Shadow Galactica. Also-also does not include one-offs, musical exclusives, corporeal manifestations of the light of hope, and other bullshit characters.

It’s dinnertime, people. Let’s get to the meat!

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You shut the hell up and learn about cognitive behavioral science while looking at my collection of chocolate cake gifs!

Making Decisions Under Stress: The Siren Song of Chocolate Cake

I’m a slut for studies.

I love random, weird studies that reveal surprising and bizarre correlations. And I’d like to take you through one of my favorites today. It’s called “Heart and Mind in Conflict: the Interplay of Affect and Cognition in Consumer Decision Making” and it’s about the ways that stress affects our ability to make good choices.

Oh, and more importantly: it stars a fat slab of chocolate cake.

AWWWW YEAH

“Wow,” you may be thinking, “wasn’t the last study Kitty wrote about all about marshmallows? Do you guys cover any studies that don’t prominently feature dessert?”

To which I say: “You have bought me not sweet cane with money, nor have you filled me with the fat of your sacrifices; rather you have burdened me with your sins, you have wearied me with your iniquities.”

That’s Ye Olde Testament Speak for you shut the hell up and learn about cognitive behavioral science while looking at my collection of chocolate cake gifs!

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The cryogenically frozen head of Walt Disney will someday, when thawed, be thrilled to know that I have learned a helluva lot from the Disney Princesses.

The Economic Strategies of Disney Princesses

The cryogenically frozen head of Walt Disney will some day, when thawed, be thrilled to know that I have learned a helluva lot from the Disney princesses.

I’ve learned how to dance like only freakishly friendly woodland creatures are watching. To ignore unworthy suitors. To pout prettily until some magical older woman with questionable motives offers to give me all my nearsighted heart desires.

Most importantly, I have learned from the Disney princesses’ various economic strategies. And it’s time I shared those lessons with you.

So here it is! A breakdown of the various financial lessons you can learn from each of the princesses’ personal finance decisions. For the purposes of this study, I’m assuming that every princess’s main goal is financial independence, not something trivial like finding true love or saving her village/family/culture from destruction. The metrics by which we judge them are merely how and if their in-story choices contributed to their fiscal future. Choices about contracts, marriage alliances, careers, trade deals, purchases, and investing all factor into this highly scientific examination.

Some of these Disney princesses are decent economic role models. Others are excellent examples of what not to do. Let’s read them for filth, shall we?

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Disney princesses can be tomboyish, ambitious, martial, hoarding bookworms of any race under the sun--but under no circumstances may they have short hair.

Short Hair DO Care: Why Is Short Hair Still Controversial?

Our recent article on looking weird at work got a lot of great feedback, so I thought I’d do a follow-up on hair length as well. It’s a fascinating topic by the standards of someone who greatly enjoys very boring topics.

Hair is a very weird thing.

It’s a body part like no other. Science tells us it is made of rhinoceros horns. Don’t argue, it’s science. It is malleable in ways that our necks, toes, forearms, areoles, and most other body parts are not. It moves, sways, bounces, and whips around sexily when you’re standing on a beach thinking about the lover you left behind when time traveling back to dinosaur times. Again, this is science speaking.

OH HOW PRETTY.

It’s also one of the most immediately visible differences between men and women. And as such, it’s one of the most important cultural signifiers of femininity. Which is why women cutting their hair is so often interpreted as some kind of subversive act.

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You know how much we love reminding you that you are human.

Take a Break: The Importance of Rest and Relaxation

In my capacity as a non-scientist, I have observed that when it comes to stress, there are two kinds of people.

One is the kind of person who feels the effects of stress first in their body; the other feels it first in their mind.

Piggy and I both fall into the first category. We’re skilled jugglers, and we tend to think “Sure, I can add one more ball into the mix.” We don’t really register how stressed we are until we get migraines (her) or muscle spasms (me). Other people in this category might experience digestive problems, insomnia, frequent colds, loss of energy, chest pains, racing heartbeats, panic attacks, and other such unfair bullshit.

Folks who fall into the second category don’t get off lightly either. Stress can make them feel overwhelmed in a way that manifests very strongly in their moods. They might feel agitated, frustrated, moody, avoidant, lonely, or depressed. These kinds of emotions can tarnish their self-image, strain their relationships with loved ones, and make them feel socially isolated when they most need support.

Everyone feels both kinds of stress; it’s just a question of which way it manifests first.

The unfortunate thing about both the physical and emotional symptoms of stress response is that both tend to exacerbate existing stressors. If you’re super busy at work and you start getting stress headaches, congratulations: you’re now both busy and in pain! If you’re super busy at work and you start crying at your desk, congratulations: you’re now both busy and humiliated!

Piggy and I spent a bit too much time in our twenties ignoring the signs our bodies were sending us, and had to learn our limits by suffering the consequences of overextending ourselves.

We are older and wiser now. We know that it’s better to take breaks before you “need” them. And we want to model that behavior for all of you, which is why we took a vacation and publicized it!

Hint hint: we think you should take a vacation too. Here’s why.

Chill, bro.

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I'm proud to be a Millennial so fuck you.

I’m Proud to Be a Millennial So Fuck You

Lazy, entitled, freeloading, whiny, safe-space-inhabiting, impatient, thin-skinned, don’t-know-the-meaning-of-a-hard-day’s-work, precious snowflakes. Millennials. My generation.

Or, if you’re Time Magazine, “The Me Me Me Generation.” This is but one example of the current favorite editorial of the lazy middle-aged journalist, in which they trash millennials for everything they’re anecdotally doing wrong with very little empirical evidence about what’s actually going on in their lives. Writing indignant think pieces about how awful the young people are these days has been in style since Socrates was pioneering toga style in the amphitheaters of Athens. But this style of editorializing still pisses me off.

I’m tired of it. For one thing, the entire concept of “generations” is bullshit, as perfectly explained by Adam Ruins Everything:

For another, the Millennial stereotype is pure, unfiltered cockamamie. So setting aside for a moment the fact that generations are a nebulous concept devoid of meaning and that the popular stereotype of millennials is false, I’d like to take this moment to explain a thing at you.

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