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Clutch your pearls and contain your shock: gender and racial inequality are still problems in America.

Coronavirus Reveals America’s Pre-existing Conditions, Part 2: Racial and Gender Inequality

This is Part 2. Click here to read Part 1.

Hello friends, and welcome back to Everything Hurts and I’m Dying with your hosts, the Bitches!

Last week I hit you with a massively depressing article on how the coronavirus has simply exacerbated problems the United States already had before the pandemic ever reached our shores. If you had the mental fortitude to wade through all that, then you have my admiration and respect. Can I also get you a cup of tea and a massage? You earned it.

If not, here’s what you missed:

  • Coronavirus took an already unfair and unaffordable health insurance industry and exacerbated the problem, throwing still more Americans into medical debt and outright killing others who couldn’t afford treatment.
  • All the problems labor rights activists have been fighting to fix for decades were illuminated in stark relief by the mass unemployment that followed coronavirus lock-down relief efforts.
  • The eviction epidemic in the United States, which was already at crisis levels, became an utter catastrophe when low-income workers who were recently laid off couldn’t pay their rent anymore. Eviction and rent moratoriums were but a band-aid on the wound.

All of these issues disproportionately affect low-income and impoverished Americans. So this week, in Part 2, I’m going to address the demographics who are disproportionately represented among the poor and low-income. Hope you didn’t expect sudden egalitarianism in the midst of a pandemic and recession!

Let’s get to it.

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The American healthcare system was already like a Dickensian Sorting Hat separating the rich from the dead. A universal killer like COVID-19 perfectly illuminates exactly how fucked up that is.

Coronavirus Reveals America’s Pre-existing Conditions, Part 1: Healthcare, Housing, and Labor Rights

This article is continued in Part 2.

My fellow Americans… we’re currently in month 784 of 2020, aka The Plague Times, so let’s take stock:

It’s… a lot, I know. The facts are grim, and they’re only getting grimmer.

But if you’re feeling like all of this death, economic destruction, and tragedy came out of nowhere, I have even worse news for you: it didn’t. For the sad effects of the pandemic are neither sudden, isolated, nor unpredictable.

Rather, they are the results of a system that has been balancing on a precipice for decades. A global pandemic was simply the last push needed to send this car over the cliff and hurtling spectacularly to the rocks below.

The coronavirus has singlehandedly revealed the pre-existing conditions our country has been ignoring, denying, and dismissing since dinosaurs Ronald Reagan roamed the Earth White House.

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Here is some of our favorite stuff from some of our favorite (and soon to be your favorite) rad black money experts.

10 Rad Black Money Experts to Follow Right the Hell Now

Have you ever gotten the impression that the world of finance, economics, and money media is dominated by, shall we say, “one particular kind of voice, speaking to one particular kind of experience?”

Ope, pardon me, just gonna go ahead and slide this in…

Yeah. That.

If you’re longing for other perspectives, we got you, baby! This week we want to share our little pink space with just a few of the rad black writers and podcasters of the personal finance mediasphere.

Here are ten of our favorite—and soon to be your favorite—black money experts. GO READ THEIR STUFF. We’ll call out a few of our favorite articles and episodes to get you started!

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The area known as "Black Wall Street" started as 40 acres of empty land. Within a few years, it was a nascent metropolis and a living testament to Black Excellence. So what happened to it?

The Biggest Threat to Black Wealth Is White Terrorism

You know what I love?

The American Dream.

Maybe that’s a surprising thing to hear me say, as I so often use this blog as a platform to criticize our current system and express deep cynicism about many aspects of American life. But nah, man! I adore that shit. Devoid of the context of its shortcomings, stripped of its more recent associations with a generic sort of upward mobility, in its pure and original form, the American Dream is actually one of my very favorite things.

James Truslow Adams coined the phrase “the American Dream” in his book The Epic of America. He describes it as…

“… That dream of a land in which life should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement. It is not a dream of motor cars and high wages merely, but a dream of social order in which each man and each woman shall be able to attain to the fullest stature of which they are innately capable, and be recognized by others for what they are, regardless of the fortuitous circumstances of birth or position.”

– James Truslow Adams, The Epic of America

Freedom, liberty, independence, opportunity: that hopey changey stuff. I believe all the star-spangled buzzwords so often used to describe the national character of America are attempts to capture the light reflected by the glittering facets of this idea: that America is a place where everyone can rise to become their best selves, and that those best selves have equal value despite their differing contributions.

Like I said, I love and treasure this idea. And it’s because of that love that I taste such bitter disappointment in its failure. Nothing stings like seeing something fail when you really, truly believe in its inherent goodness. In the famous words of Tyra Banks: “I have never in my life yelled at [an idea] like this. When my mother yells like this, it’s because she loves me. I was rooting for you. We were all rooting for you. How dare you?!

… Yeah. That’s how I feel about the American Dream in practice.

It’d take a galling amount of ignorance to fail to see the major cultural, political, and socioeconomic realities that make the American Dream more attainable for some than others. In this context, you can talk about the struggles of any number of marginalized groups—women, people with disabilities, queer folks, immigrants, minorities, and “out groups” of all kinds. But today we’re talking about race.

There are many systemic, structural, institutional impediments to black excellence. Today we’re looking at an itty bitty pie slice of history that serves as an example of how white people have used terrorism to destroy black wealth. You know—a lighthearted topic, best served at lunch, with tea and cucumber sandwiches!

We’re going to talk about the Tulsa Massacre of 1921. For the sake of readers who may be sensitive to this topic, let me clarify that our focus today is specifically on the economic impacts of violence. That necessitates acknowledging the existence of slavery, segregation, lynching, false sexual assault allegations, and other upsetting topics. But I see absolutely no reason to repeat racist language or include detailed descriptions of physical violence to meet that goal. Gonna go ahead and miss y’all with that.

Also, we’re gonna keep this history lesson fast and shallow, because I ain’t any kinda damn historian! (Plus if I send Piggy another 5,000 word article for editing, she will divorce me.) We’re going to leave a lot of interesting stuff out, and sum up historical context with our signature house laziness. Slake any remaining thirst on the additional reading links provided at the end!

(You may have heard in the news that Donald Trump selected Tulsa, Oklahoma as the site of his first campaign rally of 2020—on Juneteenth no less! If you aren’t familiar with why this pissed so many people off, get excited! This article is about to shellack you in fresh knowledge like rejuvenating dewdrops on the morning flower!)

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Ask the Bitches: "How do I push back when my workplace isn't taking COVID-19 seriously?"

Ask the Bitches Pandemic Lightning Round: “How Do I Push Back When My Workplace Isn’t Taking COVID-19 Seriously?”

Welcome to the Ask the Bitches Pandemic Lightning Round! We’re working around the clock to answer your questions about coronavirus, the impact of quarantine, and the recession of 2020.

Phew. Are y’all getting tired by all these articles yet? We’re not! We’re as tireless as a team of Amish-raised mules, and JUST AS ADORABLE!*

Today, we’re considering the health ramifications of a boss who just don’t give a damn about this global pandemic. Fun stuff!

We’ll be coming at you fast this week, answering as many urgent questions as we can. If you appreciate the extra effort, we would love a small donation on our Patreon. Thank you!

*The first part is a lie; the second one is not.

The question

I’ve been working as an hourly temp at a business since August. My supervisor wanted to hire me. She was beginning this process when COVID-19 hit. Now all hands are on deck.

All company employees who can work from home are. But my supervisor can’t get me a company laptop to work from home, and encouraged me to come to work. I have asthma, so I’m very aware of how careful I must be. I’m wary of how well they clean the office and how seriously some employees are taking this crisis.

Should I continue going to work? I want to keep saving, but I also want to keep myself safe. I’ll take any tips you have.

There are still some workplaces that aren’t taking this pandemic seriously. Hopefully their numbers are shrinking as quickly as COVID-19 cases are rising.

If you’re unlucky enough to be stuck working at one, let’s talk about how to handle it. It shouldn’t be your job to handle it! But in Corporate America, managing other people’s idiocies is always half the job!

From a pure physical health perspective, you shouldn’t take the risk of going in to work. But financial instability wouldn’t benefit your stress, immune system, or mental health. So we have to try to balance those interests. That’s the repulsive calculus of our reprehensible system, where losing your job also means losing your health insurance at the worst possible time.

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Thought we should be physically avoiding each other, we need community more than ever.

Love in the Time of Coronavirus: How to Protect Your Community and Your Soul from COVID-19

Hello precious readers.

Piggy and I decided to halt our regularly scheduled programming to talk to you a little about what’s going on in the world right now.

We will be writing more about this topic very soon—particularly the financial and economic aspects, as they are ~*kinda our thing*~. So if you’re worried about how to handle absences at work, or being fired, or what to do with the money you have in the bank right now, stay tuned for more. We’re speeding up our normal writing schedule to answer questions as fast as we can. (Anyone can submit questions through our Tumblr. Patreon donors can message us directly.)

Today we’re going to reinforce the most important advice: how to be good at coronavirusing!

Which is to say: how to be a safe, respectful, engaged, and helpful member of the global community during this crisis where we need each other desperately, yet ironically should be physically avoiding each other!

And for that, we’re gonna need any viral researchers, vaccine synthesizers, medical professionals, state governors, and similar to go ahead and stop reading BGR articles. Piggy and I really agonized over this decision, but it’s final. I know we have a very witty and relatable writing style, but it’s time for you to Go Do The Thing. So go on now, y’all—git!

… Are they gone?

Okay. For the rest of you: we have great news! Your job is significantly simpler and easier. In fact, there are really only a few things you can do. Here’s what you can (and must) do to be part of the solution, rather than part of the problem.

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It is NOT normal for parents to hang the threat of homelessness and poverty over their teenage child's head.

Ask the Bitches: “I Just Turned 18 and My Parents Are Kicking Me Out. How Do I Brace Myself?”

Today’s question is from a Patreon donor I’ll call Star. It will include a lot of discussions about abusive parental relationships, so please be forewarned.

Star is in a Patreon tier that guarantees we will answer one question. We often do so privately, as the circumstances are often quite particular. But sometimes we post them publically as articles if we think they would be helpful to others. That’s the case with today’s letter.

Hello! I just became a Patron. I’m currently in a situation where my family has been threatening to kick me out of the house. I just turned eighteen two weeks ago, so my adult legs are a bit wobbly. I’m trying to save up for a car, as that’s most important to me right now. My question is: Do you queen genius bitches know if there’s any way I could get government assistance? Or any advice as to how I can move out from my abusive home on my own terms, but as soon as possible? Thank you in advance.

We’re so sorry you’re in this situation.

Eighteen has to be the most fraught age for the relationship between children and parents. It’s normal for once-loving family relationships to feel strained as you all struggle to adjust to the transformation from dependent child to independent adult.

But it is not normal for parents to hang the threat of homelessness and poverty over their teenage child’s head. I really wish you weren’t going through this.

Piggy and I are here in your corner with you, Star. And so is every other BGR reader. We have a substantial population of Hip Mom™ readers, and I am hyper-aware of them right now, because I can feel their simmering rage at reading your letter. It’s warming my keyboard. Ow ow ow.

I hope you have a lot of people in your corner besides us, both because you deserve love and support, and because we’re dumbasses who will probably get plenty of this wrong.

But we’re going to do everything we can to help you regardless. Let’s get into it.

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Podcast Episode 10: "I want a pedigreed dog. She wants a rescue mutt. It turned into a fight...and the fight got ugly."

Season 1, Episode 10: “I Want a Pedigreed Dog. She Wants a Rescue Mutt. It Turned into a Fight… and the Fight Got Ugly.”



He wants a purebred dog. She wants a rescue mutt.

What started as a logistical discussion about getting a dog quickly became a heated, vicious fight about values and ethics.

Don’t you love those questions that seem to be about one thing, but betray a totally different, deeper problem? That’s definitely the case with today’s letter.

We could’ve recommended the obvious compromise: select a breed, then find a rescue organization that specializes in that breed! One quarter of all homeless dogs are purebreds, bro! Depending on the popularity and rarity of the breed, there may be a wait list. But if you’re patient, you can find one that fits both criteria.

… But, yeah, we didn’t even bother with that. Because it’s so incredibly obvious that the purebred dog versus shelter mutt question is the flashpoint for a deeper, more troubling issue. And it’s one we think merits a breakup.

Do you see the same thing we see?

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Masterpost 04: Everything You Need to Know about Repairing Our Busted-Ass World

{ MASTERPOST } Everything You Need to Know about Repairing Our Busted-Ass World

You know us, babies. We’re not just finance bloggers, we’re cool finance bloggers.

We try to approach the topic of money and economics with a tiny smidge of compassion for people who aren’t making six figures a year. You know: almost everyone.

This also involves interrogating the reasons why some people make a fuckton of money and others struggle to get by. Which naturally leads to speculation on how we can all make the world a better place for everyone.

As a result, we’ve famously published some opinions on the intersection of SJW-dom and money-dom. We’re financial feminists, and we want you to know all about it! Whether you like it or not!

So here’s a collection of our misandrist, socialist, SJW, race-betraying, gay-agenda-having opinions. If there’s a topic we haven’t covered below, or if we have more to learn on any of these topics (spoiler alert: we definitely do), leave us a comment to let us know!

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While we should all do what we can, the key phrase there is "what we can."

Ethical Consumption: How to Pollute the Planet and Exploit Labor Slightly Less

There’s a short story by Ursula K. LeGuin called The Ones Who Walk Away from Omelas. With apologies to the late, great author, I want to summarize it here:

In the city of Omelas, everyone is deliriously happy. The people eat well, drink well, and party all the time. There’s no sickness, no pain, and the weather’s always perfect. It’s a utopia. Everyone has everything they could possibly want or need.

Well, almost everyone. For deep in the heart of Omelas is a dark, damp, cold room. And in this room is a child: unwashed, starved, uneducated, and treated cruelly. They don’t have a name, a family, clothes, or a clue as to why they’re kept in horrible conditions.

Everyone in Omelas is taken to see the child once in their lifetimes. They’re made to understand that, somehow, all the glorious happiness of Omelas relies on this one person’s suffering. As long as this child suffers, everyone else in Omelas will thrive.

And it’s then that the individuals of Omelas make a choice: to stay in Omelas, content in the knowledge that their comfort and happiness relies on the misery of another; or to leave, to opt out, to go somewhere that might not be as perfect as Omelas, but where they can live without exploiting another for their own gain.

The ethical choice is, of course, to walk away from Omelas. It’s a fable for modern times.

We live in a world where so much of our lifestyles, our wealth, relies on exploitation. Animals live short, brutish lives on factory farms so we can eat meat from the supermarket. Carbon emissions slowly damage the climate to devastating effect so we can drive cars and ride airplanes. Children work twelve-hour work days in sweatshops so we can browse a closet full of fashionable clothes and still say “I have nothing to wear.”

The way we consume—food, clothing, electronics, everything—is, all too often, pretty fucking unethical.

Now here’s a gif of a doggo hanging out with some baby chicks because that shit just got real fucking dark!

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