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It takes a quarter million dollars to raise one child.

On Pulling Weeds and Fighting Back: How (and Why) to Protect Abortion Rights

I’ve been gardening a lot in the month of May. And pulling weeds.

So. Many. Weeds. And none of them the fun kind.

I was struck by how suddenly they appeared. In the space of a few days, my empty flower bed was suddenly full of wild violets, dandelion, creeping charlie, and worse things. Prickly things. Toxic things. Deeply rooted things. Weeds that can grow so powerfully they rip apart concrete.

… also whatever that one plant is that smells like old cum. Ugh. Weeds.

The thing is, they didn’t really appear out of nowhere.

I knew they were coming.

They left their seeds and their taproots behind last autumn. Their seeds stayed quiet and waited for conditions to be right. When the planet tilted in their favor, and the sun shone warmly down on them, and the snowmelt watered them, they began to unfurl, out of sight, under the crust of the earth.

I’ve felt the warm air and stomped through the puddles left by the rain. Even though I can’t see them, I have always known that they were there. I’ve watched my flower beds like one watches a door they know is about to open.

When they finally make their move and show themselves, I am ready.

The recent changes to the state laws of Alabama, Georgia, Mississippi, Arkansas, Missouri, Kentucky, Ohio, and Utah regarding abortion and reproductive rights shocked a lot of people. Suddenly, everything was happening everywhere, all at once.

But these new laws didn’t appear out of nowhere.

I knew they were coming. And so did a lot of other people.

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Perfect opportunities aren't often handed to you, like a ripe peach from the leather-gloved hand of Jereth the Goblin King.

I Was Happy to Marry a Poor Man. Then Things Changed.

On the day my partner and I got married, I didn’t promise him much. Life is long. Uncertainty is its only certainty.

For poorer? In sickness? Forsaking all others? Until death?

Like, death-death??

I have questions. Why are we poor? Are we poor because capitalism sucks and robots took our jobs? Or poor because one of us hid a gambling addiction, and poured our life savings down a slot machine somewhere in Hollywood, Florida? Because those are pretty different things!

What sickness? All others? Because if I get a neurodegenerative disease, and I lose every memory of you, but you stay by my side, and the kind nurse (who has been with a long string of undeserving guys and who’s super pretty but doesn’t know she’s pretty) leans over to check my vitals, and compliments you on your unfaltering loyalty to me, and then your eyes meet, I do want you to kiss her. Details from my upcoming self-published romance novel to follow.

When comes the death? Who dies first? How different will we be? What kind of world will we live in? What will it cost me to keep these promises?

Obviously there is a pleasant future we’re aiming for where none of these mundane trials become marriage-ending events. But I am a realist. Life can change people, sometimes beyond recognition. I don’t make promises I can’t keep. So I would never promise to stay married to someone no matter what. And I would never expect a pledge from a partner that I myself am unwilling to give.

In the end, what we promised each other was this: “I will always enable your happiness.”

If we were happy together: mazel tov. If we were happy apart: so it goes.

That was a promise I knew I could keep. And it was the only one I wanted in return.

But I did make one other promise that day, this time to his parents. I took them by their shoulders, looked them square in the eyes, and gave them this pledge:

“I will take care of your son. You never need to worry about him ever again.”

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Auditing taxpayers is a "dying tradition."

My Taxes Are a Little, uh, Creative. What’s My Risk of Being Audited?

Enough time has probably passed for me to admit to playing fast and loose with the truth in some very old tax returns. But let’s drape this whole conversation in a veil of hypotheticality to preserve our modesty.

THIS ARTICLE DEALS IN HYPOTHETICALS, I SAY!

MY FAN FICTION NOVEL HAS NOTHING TO DO WITH ONE DIRECTION, I SAY! NOTHING!

As all liars will tell you when caught, I (hypothetically) had great reasons for lying. I was (hypothetically) a new graduate during the worst part of the Great Recession, cobbling together freelance jobs to afford a gruel made of boxed mac and cheese thinned with water and Goya packets. I was (hypothetically) hanging onto adult independence by my fingernails. And my fingernails were notoriously hypothetically thin and weak from my high-sodium gruel diet!

This was pretty much how my first tax return after college went…

KITTY:
I made $18,000 last year.

IRS:
Awesome, give us $3,000 of it.

KITTY:
That can’t be right.

IRS:
It is.

KITTY:
Wh— Bu— I live in one of the most expensive cities in America. I can barely pay rent and put food in my cupboards. The unemployment rate for young people is almost 20%, for fuck’s sake! Surely you wouldn’t charge a flat tax rate on someone so desperate?

IRS:
We totally would.

KITTY:
Teach me, dear creature, how to think and speak.
Lay open to my earthly gross conceit,
smothered in errors, feeble, shallow, weak,
the folded meaning of your words’ deceit.
Against my soul’s pure truth why labour you
to make it wander in an unknown field?
Are you a god? Would you create me now?
Transform me, then, and to your power I’ll yield.
But if I am that I am, then well I know
I do not have three thousand dollars, bro,
Nor to your purse no homage do I owe.

IRS:
Ma’am, will that be check or money order?

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When your toxic, evil boss asks you to do something illegal, don't fucking do it. He can afford a better lawyer than you.

Are You Working on the Next Fyre Festival?: Identifying a Toxic Workplace

Ever had a dream job become a nightmare?

I did.

On paper, the job was everything I wanted and more. Sexy product with high growth potential; industry stars leading the initiative; the best Glass Door reviews I’d ever seen; snazzy downtown office with free snacks, free catered lunches, even beer on tap. I’d be working with a few beloved former colleagues, and oh, right—they were doubling my previous salary. I even got to interview and approve my own manager, who was hired after me.

This opportunity sparkled from every facet like a lovely jewel. I entered that job with this-close-to-literal stars in my eyes.

Wobble wobble.

Four months later, it was 8:05 a.m. on a Monday. I was lacing up my snow boots for the walk to the train station. And I couldn’t see the laces anymore because tears reduced everything to a wobbling blur. They were tears of pure dread. These tears had replaced the stars in my eyes and the job that had once thrilled me filled me with misery.

My train leaves at 8:31, I reasoned. It takes me twenty minutes to walk to the station. I have six minutes to kneel here and let the tears flow. Not the healthiest calculus.

I told myself I would give it a year. After all, I had known real hunger—I could do anything for a year. But I only made it to six months.

All my life, I’ve had instruction on how to identify people who want to abuse me. Peers who want to bully and backstab; husbands who want to beat and control; strangers who want to rape and kill. But nobody ever warned me about their institutional counterparts.

These are the hospitals that confound you with arcane billing procedures; colleges that frame their loans as special awards; police that may arbitrarily enforce or not enforce the law based on who you are; unscrupulous realtors who redline; vampiric MLMs who predate. The list ain’t short!

But worst of all, the place you are obliged to go for forty hours (or more) every single week: the toxic workplace.

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"Bitches, how do I get over being annoyed and repulsed every time a homeless person inconveniences me?"

Ask the Bitches: How Do I Stop Myself from Judging Homeless People?

I have a question about maintaining empathy in this capitalist hellscape. I live in NYC and there are homeless people everywhere. I can remember being a kid and having huge amounts of sympathy for the homeless in my hometown; I always gave some of my allowance money if I walked by a homeless person, or asked a parent for a dollar to give. Now I’m 27, have lived in NYC for 2+ years, and have lost so much sympathy for the suffering of the homeless.
I know logically that I should be much more sympathetic to their situation, but I also can’t help but think they are such a nuisance. I almost never give them a spare dollar. I just can’t afford it. I loathe them for inconveniencing me with their shouting and their stench. I think that if they’ve reached the point of needing to beg strangers for help, they must have alienated all of their loved ones; I’d never be in that position. If the people who love them won’t help them, why should I?
But logically I know that’s not true. I could be in that place with just a few family tragedies. It’s this internal battle I deal with every day on my commute: I dehumanize these people, I feel guilty and logically know I’m wrong. I do nothing to help. I want to stop dehumanizing the homeless because I know it’s wrong, and because I know I can do better for them and society can do better for them. What can be done? How do I get over being annoyed and repulsed every time a homeless person inconveniences me?

This is an anonymous question we received on our Tumblr. And… it’s a doozy.

It takes a rare person to be this self-aware, pragmatic, and compassionate. The last thing I want to do is submit this person for public shaming for finding homeless people “annoying” and repulsive. Instead, I want to applaud them for doing something rather difficult: staring straight into the heart of one of our collective societal failures and searching for a solution.

We tend to equate poverty with moral inferiority. And so it can be easy to look at homeless people and dismiss them as individual moral failures. They’re people who’ve fucked up so bad they have to live in a cardboard box, right? I want to challenge that dark individualism.

So let’s talk about homelessness.

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Can a recession ever be a good thing? No. Full stop.

There’s a Storm a’Comin’: What We Know About the Next Recession

A foul wind’s a’blowin’! There’s evil in the air! A recession is a’brewin’ and you need to be prepared! 

-From “Pay Off Them Debts Before the Recession Comes,” by Piggy Smalls featuring The Kitty Kat Kid, new from Bitches Get Riches Records

Last week we put all your pre-recession fears to rest by explaining how you can arm yourself with strong financial decisions before the next recession comes. To recap:

  • Track your spending. You’ll feel less anxious and more in-control if you have a clear picture of your needs.
  • Fatten up your emergency fund. Let your level of risk set the size of your emergency fund.
  • Pay off as much debt as you can. This will give you more flexibility with your money and reduce your expenses overall.
  • Get a credit card or increase your existing credit limit. Credit freezes up during a recession, so get it now while you still can. Yes, credit is scawwwy and can be misused—but it is a tool that can instantly put food on your table.
  • Get your health in order. Avail yourself of healthcare access while you have it, and stock up on needed prescriptions.
  • Identify areas to cut back before you have to. The less money you spend every month, the less money you need to get by. The less you need to get by, the easier it’ll be to pay your bills if you lose your source of income.
  • Broaden your skills. Start doing whatever you need to make your resume stand out in a more competitive job market.
  • Back up your work files. You don’t want to lose potential portfolio pieces.
  • Stay the course. Don’t freak out and pull your money from the stock market.
  • Be kind. A time is coming when we’re going to have to depend on each other. No one wants to help out an asshole when times are tough.

So praise be, we know what to do! But what exactly is going to happen? And when?

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Another recession is coming.

Ask the Bitches: How Do I Prepare for a Recession?

We’ve gotten a lot of questions recently about a hypothetical looming recession. The stock market has taken a bruising; bellwether companies are stumbling. Do such omens and portents mean that another recession on its way?

The good news is, we can answer this one very easily.

Yes. Another recession is coming.

We know this with 100% certainty.

How?

The same way we know with 100% certainty that Piggy and I will be dead within the next hundred years. It is in the nature of a living being to die, just as it is in the nature of economies to grow and contract. The sun rises; the sun falls. The tides go in; the tides go out. It’s just the way things are.

Sounds kinda shitty, right? It’s possible that, someday far in the future, someone will devise some new system that will smooth out or even eliminate these cycles. Maybe the nature of goods and services will change so fundamentally that economies will transform in ways we can’t even imagine. But that’s Phillip K. Dick stuff—innovations that live so far in a hypothetical future that they’re still science fiction. You should plan to endure these market cycles throughout your lifetime.

And yes, there are lots of things you can do to make yourself more prepared. Let’s go through them.

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Why Do Bitches Get Riches?: The Power of Unapologetic Confidence and Getting Shit Done

As you know, Kitty and I went to FinCon 2018 this past September. It was a magical time of education and bonding with our comrades-in-arms, and we returned with our heads spinning with new ideas for making Bitches Get Riches better, faster, stronger. We also came back with a renewed vigor for our mission. And that meant taking a long, hard look at what we do here and why.

Like our name, for instance. It’s not just a blog title, but a call to action. For this blog is founded on the premise that bitches do in fact get riches. But like… why? And more importantly, how?

It feels like all our most important career advice here at the blog—asking for a raise, getting a promotion, negotiating a salary, getting paid fairly for your work—can be summed up in this one little phrase: bitches get riches.

Let’s unpack that.

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41% of trans people attempt suicide in their lives.

Queer Finance 101: Ten Ways That Sexual and Gender Identity Affect Finances

Ah.

Gay rights.

That thing we don’t have to do anymore because they’re finally getting married!

Hold on please, my producer is speaking into my earpiece… Okay, my producer is saying that evidently legal integration into the institution of marriage is actually not the final and defining achievement of queerdom.

Our clear-eyed, big-hearted Patreon donors have requested an article on how queerness affects people’s finances. It’s good timing because I just finished watching The Haunting of Hill House and I’ve never felt bi-er! (And yes, before you ask, my official order is Theo > Shirley > Luke > Nell > dead kitten > Steven.)

I am ready and raring to accept my crown as queer queen of bummer-ass articles!

Note: Throughout this article, I will use the word “queer” to encompass all people who are not both cisgender and heterosexual. I’ll talk a lot about gay people and trans people specifically because those are the populations that usually have all the good scientific studies and economic surveys to shellac my ramblings with a gorgeous patina of Facts.

But we love all you aces, aros, bis, enbies, pans, polys, intersex individuals, questioners, queens, and whatever the hell other gender and sexual minorities I left out.

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I wanted to feel like my very first vote mattered.

Don’t Boo, Vote: If You Don’t Vote, No One Can Hear You Scream

The first time I ever voted was in 2004. I had just turned 18 a few weeks before election day, and I was at least as excited to get a hall pass to go to the gym during my free period as I was to cast my ballot. (Welcome to Small Town America! All public elections and blood drives take place in the high school gymnasium.)

I skimmed through most of the ballot. Dafuq did I care who was town treasurer? Old Mr. Farwell had held that post for centuries. SKIP. And town selectmen? Why couldn’t we just have a fucking mayor like everyone else? SKIP. State Senator? SKIP. Representative? SKIP. SKIPPITY. SKIP.

I hopped right down to the main event: George W. Bush vs. John Kerry for President of the United States. I filled in the little bubble next to Kerry’s name.

We all know what happened next. And it’s why you’ll never take the tour of the Kerry Presidential Library in Aurora, Colorado.

I was pretty disgusted. It’s not that I was excited about voting another gray-faced old Lego man wearing a mop wig into office. But I wanted to win! I wanted to feel like my vote mattered. Instead I felt like I’d wasted my free period when I could’ve been bullying my future husband out of his lunch money to buy orange creamsicles from the vending machine.*

Needless to say, Old Mr. Farwell stayed town treasurer. And I completely missed the lesson to be learned from my first election.

Read on, and you won’t make the same mistake.

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