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S2 E11: "I tripped and fell into a career I don't like. How do I reinvent myself?"

Season 2, Episode 11: “I Tripped and Fell into a Career I Don’t like. How Do I Reinvent Myself?”

If you’re new here, let me get you up to speed: personal finance is personal. And as a result, it’s also often complicated—a Choose Your Own Adventure with multiple right answers and mitigating circumstances.

Which is why it is so easy to feel stuck in your career or financial journey. What do you do when you’re just fine… but you want more? How do you overcome crippling stagnation? How do you justify leaving the safety of your established, safe career… and risk everything to leap headlong toward your dreams?

Alternatively: when is the safe and not-super-fulfilling job sometimes exactly what you need? What could you do with the excess creative mental energy that a boring day job affords?

All these questions (and much talk of Spiderman!) on this week’s episode.

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Technical knowledge and industry experience are far less important than the "softer skills" of managing people, priorities, information, time, and (most importantly) yourself.

Your College Major May Not Prepare You for Your Job—but It Can Prepare You for Life

How much does your college major matter? The answer varies a lot, depending on which industry you’re trying to break into.

For example, I’m a white collar worker, and work alongside folks with undergraduate degrees in history, finance, literature, and psychology. Yet I’ve noticed among medical professionals, it is generally frowned upon to dispense medical wisdom under the mighty authority of a BA in Film Criticism. Hmm. Curious!

I spend a lot of time working with recent graduates in the course of my Clark Kent day job. And I’ve noticed that a lot of them seem apologetic or insecure about their majors, especially when those majors don’t relate directly to the assigned task.

Just the other day, I was getting sloppy with my speech in a one-on-one meeting with a mentee, using too many unnecessary bits of industry jargon. “I’m so sorry,” she said, “but could you please explain what that means? I love marketing, but I only found that out about myself once I started doing internships in my senior year. It was too late to change my major, so I’m really behind.”

It kinda broke my heart! (And was totally my bad. I didn’t need to say “stakeholder feedback needs to be strategically leveraged against known best practices” when I could’ve just said “clients are ignorant babies, ignore them whenever possible.”) There’s a learning curve for every new job, no matter how familiar you are with the industry; no reasonable person expects you to instantaneously intuit absolutely everything.

I think a lot of our readers could benefit from a healthy reminder that you bring great value to your job role just by being you, regardless of what you studied in school or learned in internships. In my observation, technical know-how and industry experience are far less important than the “soft skills” of managing people, priorities, time, data, and (most importantly) yourself.

Piggy and I have our own observations, but they’re based on the narrow experiences we’ve lived or observed firsthand. So I thought I’d float this discussion in our Patreon community. I asked donors for their insights into skills and habits they learned in their majors, and how it serves them in the job role they perform today. And like the dedicated employees of the United States Postal Service, they delivered!

The best advice comes from real, lived experiences—and the more diverse, the better. Here’s hoping this advice will inspire younger readers who are still deciding on this issue, as well as more established folks who may be questioning the feasibility of a major career shift.

… Omg, a “major” career shift! Get it??

Here are some things that your “off-topic” major might teach you…

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Season 2 Episode 10: "Which is Smarter: Getting a Loan? or Saving up to Pay Cash?"

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

The financial lessons we received from our parents are problematic for many reasons.

For one thing, they’re often out of date, as the economic atmosphere of the 1970s and 1980s is a far cry from what we’ve experienced in a post-2008 world. We’re long past the quaint advice to pay for college by “getting a summer job” and to start a career by “walking into a business and asking for a job in the mailroom.” Heckin precious.

But there’s also the way an assumption of background knowledge can lead to further confusion. For if you don’t understand basic financial principles, the sweet knowledge nuggets your beloved Boomer dad drops on you might go down like lead balloons. Just as you can’t understand where Beyoncé came from without Destiny’s Child, you can’t talk about getting loans until you understand how interest works!

This week we’re dealing with just this issue. Petey is one of my oldest and strangest friends. I made him walk down the aisle with Kitty at my wedding in the hopes that those two weirdos would have a vulgar joke-off (alas, they conducted themselves with the decorum expected of a bridesmaid and a groomsman and saved the nasty shit for the dance floor).

Petey has his head all in a tizzy over his dad’s vague and incomplete financial advice. So we decided to set the poor boy straight!

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Productivity porn is here to tell you how to fill your lonely, indoor, socially distanced hours.

I Am So Over Productivity Porn

As I write this, it’s six o’clock on a Saturday morning. I’ve been up since five. This isn’t normal for me. Normally, I sleep in till the decadent hours of seven or eight on weekends. (Ya jelly?)

Not today. Today I found my eyes springing open from dreams about wasting time and all the things I should be doing to… waking thoughts about wasting time and all the things I should be doing. So I got up. Because working on my goals is far more productive and important than sleeping, right?

Recently—actually, let’s be real—years ago I internalized the message, seared into me from intellectually stimulating op-eds, social media, self-improvement gurus, and our culture at large, that I could be “more productive.” As a result, I hate wasting time. I despise goal-lessness. Every year I brazenly make a New Year’s Resolution to better myself and the world around me and by god I get that shit done. I rarely spend a weekend sans plans and a rigid to-do list.

Dale Carnegie wishes he were me!

I’m bitch enough to admit this isn’t healthy. I can’t take a break from working without seeing the window trim I need to refinish or the herbs I need to dry or the hangboard where I should be doing pull-ups. And I can’t pursue those personal goals without thinking of the work I need to do, the money I need to make. I can’t even be lazy without being bombarded by evidence of how productive and accomplished my friends and idols are through their carefully curated social media.

I could be so much more productive! I should be so much more productive. Sleep? Relaxation? These look more and more like indulgent wastes of time.

Recently it’s only gotten worse. And I know, with damning clarity, that I am not alone.

Guys… I am so over productivity porn.

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Season 2 Episode 9: "I Volunteer in My Free Time. Should I Focus on Making Money Instead?"

Season 2, Episode 9: “I Use My Free Time to Volunteer. Should I Focus on Making Money Instead?”

You’re employed. You’re making enough money to live on and putting a little away for the future. And you’re filling your free time with stuff you find enjoyable and fulfilling.

… but is it enough?

This week we handle the nagging feeling that you should be doing more with your time. It’s hard to fight against the advice that you need a second income stream, the coveted “side hustle”, even when in reality you’re doing just fine. It’s all tied into that most frightening of the coronavirus pandemic’s side effects: productivity porn.

And if that wasn’t enough terror, we slip in a real palm-sweaty story about that one time

KITTY READ PIGGY’S DIARY

and

WAS TOTALLY CAUGHT RED-HANDED, THAT FUCKING SNAKE!!

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If someone else's generosity makes you uncomfortable, dig deep and figure out why. Your gut may be telling you something your brain ain't ready to hear.

Ask the Bitches: “How Do I Put a Stop to Unwanted Monetary Gifts?”

Since we’re all living through fairly doomy and gloomy times, I want to occasionally slip in a question that’s firmly in the category of a nice-to-have problem.

Just such a question appeared in our Patreon inbox this week. (Patreon donors get direct access to the single glowing brain that Piggy and I share, and can ask us questions directly, which we are guaranteed to answer!) Since this question involves some venting about their family members, I’ll protect their identity by calling them Fran.

Hey Powerful Sunflowers, 

I’m a financially secure adult in my late twenties. My husband and I are homeowners and prolific savers. We’re doing great! However, my parents still insist on treating us like kids.

My father loves to give me money anytime I go to visit. It was awesome when I was in college, but started to feel infantilizing as I’ve grown. So I started to refuse to take his money, but he sneaks it into my purse!

It’s always more than a hundred dollars. Sometimes much more. 

I donate it when I find it, but it’s still frustrating! I really do not need or want my parents’ money. So it’s partially a money question and partially a relationship question. Is there anything I can do to stop taking the money? And if not, is there a better way to be using it? 

Thanks Bitches.

– Patreon Donor Fran
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S2 E8: "A fancy restaurant mislead me! Was I right to refuse to pay the bill?"

Season 2, Episode 8: “A Fancy Restaurant Misled Me! Was I Right to Refuse to Pay the Bill?”

We Bitches are many things—king makers, trendsetters, practitioners of all the best grandma hobbies. We’re also unapologetically obsessed with r/AmItheAsshole, Reddit’s glorious channel dedicated to the important and if-you-had-to-ask-you-already-know question “Am I the Asshole?”

This week we just could not fucking resist pulling a money-related question straight from r/AITA. Trust me: it was worth it. Dedicated readers and listeners will recall just how strongly we feel about the etiquette of tipping servers in these United States. So naturally, this one got our hackles up. Hopefully it will get your *cackles* up!

Read on for a phonetic spelling of gnocchi from an irritatingly oblivious guy who “likes to eat,” but only if the food is stolen and/or McDonalds. And ladies (just making an educated guess here), he’s recently single!

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As tempting as it might be to toss the keys over your shoulder and just walk the fuck away, there is an etiquette to moving out!

Master the Logistics and Etiquette of Moving Out

On a recent episode of the award-winning highly acclaimed scandalous homoerotic merely adequate “moms love it!” Bitches Get Riches podcast, we discussed how to get your first apartment.

It’s an exciting time! You’re moving into your very own place, getting one of your very first Adulthood Merit Badges!

But what do you do when your time in that first apartment comes to an end? In short, how do you move out?

As tempting as it might be to toss the keys over your shoulder and just walk the fuck away, there is definitely an etiquette for moving out.

For one thing, it’s best to leave on good terms with your landlord, as you’ll likely need them to be a good reference for another apartment later on. Plus, you really want them to return your security deposit. And that means making your exit from the apartment with all the grace and aplomb of a Shakespearean actor leaving the stage.

(Exit, pursued by bear.)

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Season 2 Episode 7: "How do I throw my incompetent coworkers under the bus?"

Season 2, Episode 7: “How Do I Throw My Incompetent Coworkers under the Bus?”

It’s with great pride I warn you to brace yourselves: this is the best/worst episode we’ve ever recorded. Listen with fascination and/or horror as Kitty and I enter the absolute peak of our quarantine cabin fever, and dwell incessantly on the following topics:

  • Kitty won’t shut up about fried chicken sandwiches.
  • She experimentally combines the chicken sandwich theme with an absolutely disgusting sexual metaphor, for absolutely no reason.
  • Piggy blows a year’s worth of bottled self-confidence to boldly insist that Hugh Laurie was in Home Alone.
  • Shrek memes? Shrek memes.

It’s all in the service of answering a thorny listener question about coworkers. Specifically, the kind of coworkers that make messes and leave others to clean up.

Shitty coworkers: may you never know them, may you never be them.

Yet sometimes they can’t be avoided. This week on the podcast, we’re delving deep into the seedy underworld of shitty coworkers and what to do about them.

Do you try to manage their behavior, adding more work to your schedule by babysitting their incompetent asses? Do you confront them directly? Do you suffer in silence, hoping the misery they cause will guilt them into shaping up? Or do you bide your time, waiting for the right moment to sabotage their entire livelihood in the eyes of your supervisor?

Special thanks to J. D. Roth, who singlehandedly got the Hamilton soundtrack stuck in my head last week. He will pay for his crimes.

We discuss all these tactics and more in a particularly bitchy episode of Bitches Get Riches!

This week’s question

Today’s question comes to us from Tumblr follower Shrikeseams, or as Kitty kept saying, “ShrekMemes!” They ask:

Hey Bitches & Community! Any tips on throwing incompetent coworkers under the bus with grace and poise? Some friends in my former workplace (event planning) who do most of the “client facing” work are tired of getting screwed by incompetent coworkers fouling things up behind the scenes and leaving the front end to take the blame. How do you place blame where it’s due when the client can’t see it and your management team is too defensive/lazy to act?

Tumblr follower shrikeseams

For more on navigating the workplace:

Today’s episode was brought to you by fried chicken sandwiches. Specifically Beth’s Homemade Baked Spicy Chicken Sandwiches over at Budget Bytes, made with love by a life partner who labors over a hot stove while you scream-laugh inside the guest bedroom closet.

But there would be no fried chicken sandwiches without our Patreon community! While we don’t use their donations to buy our dinner ingredients, we do rely on them to pay for the recording equipment, editing software, file sharing, and podcast hosting that makes these episodes possible.

So if you enjoyed this HIGHLY UH INTERESTING episode, join our community! You’ll get to take part in group discussions about potential topics, pitch ideas to us directly, and pat yourself on the back for paying artists and educators for their work.

S2 E6: "Someone offered to mentor me! How do I be a non-sucky mentee?"

Season 2, Episode 6: “Someone Offered to Mentor Me! How Do I Be a Non-Sucky Mentee?”

Paying it forward! Not just a cheesy movie starring lil baby Haley Joel Osment anymore!

Before I got my first big-kid job, I benefited from three different internships. The super kind, super dedicated, and super patient people who supervised me at these internships had an incredible impact on my education and career. I’ll never know why they put up with me, I’m just grateful they did.

So when I got that big-kid job, I knew I needed to start an internship program for the company. My work ethic and on-the-job know-how had been shaped by my mentors, and I felt the best tribute to these kind people (all of whom I’m still in touch with to this day) was to pay it forward.

I’ve had dozens of interns over the course of my career. And Kitty is part of her company’s professional mentorship program. By our powers combined, we’ve got loads of advice on how to be a good mentor—and more importantly, how to be a good mentee.

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