We’ve been getting a lot of variations on the same question recently: “How dafuq do I credit?”
How indeed? A lot of our readers are struggling with not only maintaining a good credit score, but with even understanding credit in the first place.
It’s one of the many money terms I have the sneaking suspicion everyone else in my high school class was taught on a day I was absent.
Thus, I’ve been left to figure it out for myself over the years. And what I’ve found is reassuring: credit is not nearly as scary or complicated as you’ve been led to think. But like a pack of trained raptors, it must be treated with care and attention lest it rend you limb from limb.