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At the very least, work with a buddy. So you can die together.

When Should You Release Your Death Grip on Your Precious Money and Hire a Professional?

(Please queue up Kenny Rogers’s timelessly wise “The Gambler” while reading this post.)

We ladies at Bitches Get Riches are enthusiastic do-it-yourselfers—mostly by way of being stingy harpies with desk jobs that leave us thirsting to interact with something other than glowing ones and zeros. But sometimes, you need a pro more than you need the money you’ll save by doing it yourself.

Here’s a handy guide that should help you spot the difference.

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Whenever someone gives you financial advice, you have to ask yourself, "What is their angle?"

Bullshit Reasons Not to Buy a House: Refuted

Look, there’s a lot of terrible financial advice out there. I had to seek out a bunch of it to write this article, and I think my eyeballs rolled too far and are now permanently pointing into the back of my head. It is very hard to type. Are my fingers still on the home row? Everything is pink and dark. Please send help.

Recently, I’ve seen some advice against buying a home, and I really wanted to examine that. On the one hand, it makes some sense—in the wake of such a damaging recession, many traditional investment truisms proved to be overstated. Financial gurus were overconfident, and occasionally dead wrong. We are collectively wise to question everything.

But in the opinion of these Bitches, home ownership is right for most people. It can be done unwisely, even ruinously—but there are very few situations where renting in perpetuity is a great choice.

Whenever someone gives you advice of any kind, you have to ask yourself: “What is their angle?” If you ask a professional tattoo artist if you should get a tattoo, they’re probably going to be very enthusiastically in favor of the idea. If you ask your Bubbe the same question, she’s probably going to be very enthusiastically against the idea. Everyone has personal preferences, biases, passions, experiences, and agendas that influence how they advise you. Their intent may not be malicious, but it could be short-sighted or unsuitable to your situation.

Let’s get a spoon and dig into this heaping pile of problematic advice.

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