When you wake up from the capitalist, consumerist nightmare that is our socioeconomic system (#SJW #eattherich), the thought of getting your financial shit together can be daunting. Where do you begin? What can you do right away to make an improvement in your financial prospects? How do you avoid fucking everything up even further?
It can all be a bit overwhelming.
But it doesn’t have to be.
Here are five easy, lightning-fast things you can do right fucking now to help your financial situation. Do them.
Our love of libraries is well-documented. Did we mention we feel the same way about librarians? We’re working on a dating app to connect our two core user demographics: INTJs and librarians. It’s called Stackitect, and it’s coming in 2019! Copyright, copyright, copyright. (Copyright law works just like triple talaq, yes?)
We love going to the library in person. Entering a library feels like taking an Adderall. (Again, I assume. I’m lame.) My ass gets FOCUSED! It’s the perfect place to work, read, research, study, and learn. And whatever you’re doing, librarians can be incredibly helpful. They are friendly, knowledgable, and waging a quiet war to protect us from fascism.
But sometimes it’s tricky to physically get to your library. Maybe the parking situation is rough, or the hours overlap with your work schedule, or a trip requires a long series of bus rides. Maybe you find the librarians too distractingly sexy. I’m not here to judge.
Have no fear! In recent years, libraries have made incredible strides into the dense and unmappable jungle that is the internet. There’s a slew of new and constantly-improving apps that allow you to instantly rent and return free audiobooks and ebooks. Including graphic novels! And movies!
As you well know, the only thing we love more than librarians is free shit. Here are some of the top apps. Please go download them immediately.
It’s no secret that I’m interested in economic injustice. That’s why I wax grumpy and bitter about things like gentrification, fast fashion, clean water, and environmentalism. But I have a lot to learn about the kind of systemic inequality that keeps some people down while others float above.
Alexander’s premise is simple on its surface: since its inception, the War on Drugs has targeted black and brown people at disproportionately high rates. This has led to a new racial caste system in the United States.
But of course, like anything to do with race in America, it’s far from simple. And Alexander seems to realize how far-fetched some might consider her findings because she spends, like, 20% of every chapter going “I know this sounds crazy but seriously, stick with me. Just look at this data.”
While I wasn’t completely ignorant of the racism inherent in our justice system before reading The New Jim Crow I am now completely overwhelmed with new and damning knowledge. The rules of this new and insidious Jim Crow state affect people socially and economically in disastrous, life-ruining ways, through every stage of the justice process from arrest through trial, punishment, and release.
There’s this assumption about frugality and cheap entertainment that it means a lifestyle of no fun, ever. “But if I live like a pauper, how will I ever take my cherished babies to Disney World?” we wail, assuming that a) Disney World is fun, and b) it’s impossible to afford fun on a frugal budget.
I am here to dispel this ridiculous notion, dear readers. We’ve been writing a lot about the big picture of personal finance recently, and I wanted to give you (and me) a break with some practical, small-scale advice.
Being frugal and smart about your money is neither a death sentence for your social life nor a monastic vow to sit quietly and think about all the fun you’re not having. Movies, concerts, video games, sports—all are well within your grasp as a professional penny-pincher. In fact, you can enjoy a whole weekend full of cheap shenanigans while still maintaining your badass, frugal ways.
Back when I lived in a hippie commune with approximately nine humans and 37 dogs, I biked to the library on a regular basis. It was an easy way to keep myself in reading material without spending all of my meager paycheck on books.
As I was leaving one day, I asked one roommate if she wanted me to pick up anything at the library for her. Her response: “Is it free?”
Is it free? Is it free?
Let’s pretend for a minute that it’s not completely weird and unbelievable that an adult human being could grow up in the United States without ever having learned the first thing (literally, the very first thing) about the public library. Let’s also set aside the fact that this particular person was an English major! I’ll just state, definitively and for the record:
The library is fucking free, you fool. So why the hell wouldn’t you use it? Especially if you’re on a tight budget and trying to save money?