Those motherfuckers always pay their debts.

3 Badass, Sexy, Totally Metal Reasons to Save $1,000

Here at Bitches Get Riches we soundly reject the notion that personal finance is a dry, boring, unsexy topic. In fact, nothing gets us metaphorically harder than a solid breakdown of modest, cautious techniques for growing personal wealth. Day drinking? More like day trading, AMIRITE?

And this is why we’ve set about to change some preconceived notions about all the wild and wondrous things you can do with a large chunk of money—let’s say $1,000 for the purposes of this article. Not quite enough to drastically change the life of the average person, but definitely enough to have some fun.

With $1k you could go to Cuba for a few days (seriously y’all, flights are dirt cheap right now). You could revamp your wardrobe! You could buy a brand new PS4 and a flat screen TV on which to play it! You and your dog could have a spa day!*

But we’re here to urge you to take a different approach. Don’t waste that $1k on basic bitchiness like a new wardrobe, a trip abroad, or canine mani pedis. At least not before you’ve cut your teeth on these badass, sexiful, metal af ways to really make $1k worth saving for.

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The proof is in the pudding. The cold, hard, numerical pudding.

The Debt-Killing Power of Rounding Up

If you haven’t noticed by now, I’m a big fan of incrementalism. Like an establishment politician, I believe in taking reasonable baby steps toward an idealized future (and unlike said politician, some day I’ll actually get there… at least where my personal finances are concerned). You can make really big progress on your debt and savings gradually, by degrees, and it feels so much more manageable and easy than committing yourself to meeting your financial goals in big chunks.

Take, for example, the debt-killing power of rounding up on all your bills.

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If you really need to borrow money but you're scared of the bad kind of interest, don't fret! For there are ways to lessen the pain of paying interest on a loan.

Dafuq Is Interest and How Does It Work for the Forces of Darkness?

Here at Bitches Get Riches, we’re constantly extolling the virtues of the law of compounding interest, which Albert Einstein, Mother Theresa, and Nelson Mandela all coined the Eighth Wonder of the World.* This might lead personal finance novices to believe that interest is universally a great and wealth-building thing. Not so, dear readers. Not so. Just as interest can work for you, contributing mightily to your financial goals over a long period of time, so it can spell your very doom. DOOM.

Like a monetary Dr. Jekyll and Mr. Hyde, interest has both your best interests (see what I did there?) and your utter financial destruction at its heart. Let’s explore the dual nature of interest with a healthy dose of hyperbole, shall we?

*Not intended to be a factual statement

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