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As tempting as it might be to toss the keys over your shoulder and just walk the fuck away, there is an etiquette to moving out!

Master the Logistics and Etiquette of Moving Out

On a recent episode of the award-winning highly acclaimed scandalous homoerotic merely adequate “moms love it!” Bitches Get Riches podcast, we discussed how to get your first apartment.

It’s an exciting time! You’re moving into your very own place, getting one of your very first Adulthood Merit Badges!

But what do you do when your time in that first apartment comes to an end? In short, how do you move out?

As tempting as it might be to toss the keys over your shoulder and just walk the fuck away, there is definitely an etiquette for moving out.

For one thing, it’s best to leave on good terms with your landlord, as you’ll likely need them to be a good reference for another apartment later on. Plus, you really want them to return your security deposit. And that means making your exit from the apartment with all the grace and aplomb of a Shakespearean actor leaving the stage.

(Exit, pursued by bear.)

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How bad of an idea is it to take out a student loan to get me out of my situation?

Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?

We have a question today from a Tumblr follower. If you don’t follow us on Tumblr, you should! Piggy is one of the Tumblr Deep Ones. She’s been on the platform since its infancy, and she answers tons of reader questions.

Like this one!

I need to move out, but I don’t have any money actually saved up. I do have a job that can cover my monthly costs and still have some left over. So I was wondering just how bad of an idea it is to take out a student loan to get me out of my situation and then immediately work on paying it off.

Ah. A very relatable dilemma.

For most people (and families), housing is the largest item in their budget. Young people spend, on average, a quarter of their income on housing—more than any other age group. Which means that saving money on housing can have an enormous positive impact on your finances. Especially when you’re young.

But is it ever a good idea to strategically spend a lot more than you have to on housing? Spoiler alert: yes, it absolutely can be.

Let’s get into it!

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We were blown away by this update.

Update: I Know How to Struggle and Fight, but I Don’t Know How to Succeed

We have a super special treat for you today. It’s our first ever official follow-up from an Ask the Bitches letter writer!

You may remember Hope from this article. Hope is a Patreon donor, which earns her the right royal privilege of asking us questions directly. This was her original letter to us:

I’m a single mom and have spent the last 7 out of my son’s 10 years of life struggling HARD. I’ve climbed my way up my professional ladder with no formal education or degree. I accrued $20K in debt during these hard years, but I have a plan to pay it off over the next two years, and overall my prospects are good.

My problem is this: I’ve always dreamed of putting away money for a down payment on a house my son can grow up in. But my son will be 12 by the time I’m ready to start saving. By the time I can afford a house, we’d have little time to enjoy it together. I can’t see myself being stuck with a house at 40 years old and my son gone off to school or whatever he ends up doing.

I know it sounds like this isn’t a problem, but I’m afraid that without a plan or goal, I’ll end up squandering anything I’m able to save once I get this paid off. I’m afraid of having money and not struggling and wasting money. I’m thinking of starting a college fund, a travel fund, I have no idea fund, but other than the small-scale budgeting I can do, I have no idea how money works. 

How can I “get riches” and be smart and not lose them for lack of a plan? is it too late to set my son up for success in other ways? Should I just be talking to an accountant? 

Any advice you could give would be great. I know how to struggle and fight, but I don’t know how to succeed.

That was last February. And what a difference a year can make! Because last week she sent us an update, and it’s a freaking doozy.

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