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The catastrophic recklessness and base greed represented in these statistics transcends cartoonish supervillainy.

What We Talk About When We Talk About Student Loans

According to BGR lore, Kitty and I met as randomly assigned freshman year roommates at college. We came from different backgrounds, had different interests and goals. But we had two things in common:

  1. Clothing size.
  2. Student loans.

The former meant that our wardrobes essentially doubled in size while we lived together. It was a rude awakening when I moved halfway across the country from Kitty only to realize the only shoes I owned were hiking boots. Gone were the days when I would get drunk and traipse around our apartment in Kitty’s four-inch-high red heels! Now I would have to buy my own grownup shoes!

But I digress.

The latter was the seed that sprouted into this very blog.

We each graduated with student loan debts in the tens of thousands… a fact that lands us squarely in the average of our millennial age bracket. And the year was 2009… a year after the 2008 recession and subsequent dismal job market. Fun times!

It was our joint effort to pay off our considerable student debt ahead of schedule in an unwelcoming economy that taught us the importance of financial literacy. It was a painful process, and having that debt in the first place set our financial independence back by years.

But this is not simply the origin story of your humble Bitches. It is the story of thousands upon thousands of young Americans. The current reality of student loans is a source of controversy and curiosity. And it’s time we set the record straight.

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Making it to thirty with a fat bank account and a well-ordered life makes you a certifiable badass.

Ask the Bitches: How Can I Make Myself Financially Secure Before Age 30?

Are you following us on Tumblr yet? No? Well then WHAT THE HELL ARE YOU DOING WITH YOUR LIFE?

No but seriously, our beloved darlings of Tumblr ask the best questions. And we love answering them because the Tumblr kids are simply inspiring in their determination to get good at adulting. Some of our answers spin out into novel-length screeds on finance, feminism, and figuring shit out.

So Kitty and I thought, why not share the best of those answers with the rest of the Bitchosphere?

Loyal follower of the Bitches pallid-etoiles asked: “Hey, BGR (sue me I acronymed it. Please don’t.), What are your wise ways of making yourself financial secure before you hit 30? What’s the best way to start financially at limited experienced 17-year-old who hasn’t any have the knowledge of what to do on her own?”

How indeed?

The fact that you’re even thinking about this at age seventeen means you win ALL THE AWARDS! Seriously, this is a great time to start prepping for your future, and you’re way ahead of the game by even reading finance blogs and trying to get your shit together.

Here’s our advice.

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