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Dafuq Is Credit and How Do You Bend It to Your Will?

We’ve been getting a lot of variations on the same question recently: “How dafuq do I credit?”

How indeed? A lot of our readers are struggling with not only maintaining a good credit score, but with even understanding credit in the first place.

It’s one of the many money terms I have the sneaking suspicion everyone else in my high school class was taught on a day I was absent.

Thus, I’ve been left to figure it out for myself over the years. And what I’ve found is reassuring: credit is not nearly as scary or complicated as you’ve been led to think. But like a pack of trained raptors, it must be treated with care and attention lest it rend you limb from limb.

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I don't know why I've never thought about the Theory of Compounding Interest in this way before, but it's genius.

I Read a Book About Warren Buffett. Here’s What I Learned.

So I read The Snowball by Alice Schroeder. It’s an absurdly long, absurdly detailed book about one of the most famously wealthy people in the world: Warren Buffett. Notorious for his frugal ways and uncanny ability to predict the future of the stock market (no seriously), Buffett’s name has become synonymous with financial success. Which is why I read the book.

I wanted to see if the Wizard of Omaha (I know—not nearly as sexy as the Wolf of Wall Street) had anything to teach me about making lots of money.

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