BGR Podcast Episodes Archives • Page 3 of 6 • Bitches Get Riches

Season 3, Episode 6: “I’m Going Through a Long Hiring Process. Is It a Red Flag When an Employer Demands Too Many Interviews?”

November 11, 2021November 11, 2021 Piggy 4 Comments

How many interviews is too many interviews? Y’all, it takes SO MUCH time and energy to look for a new job. You have to research, reach out, tweak resumes and cover letters—then redo all of your hard work in one of their useless clunky portals. That’s not even getting into the most emotionally draining tasks, like panicking about the “what are your salary expectations” question, evilly marked in red as a required field. Honestly, getting to the interview stage is a relief. It feels like the home stretch.

…Until there’s too many interviews.

You’ve done one, two, maybe three… And instead of a reaching out with an offer, they have the audacity ask for your availability to meet with a fourth, fifth, and sixth?!

What the hell is going on here? If they seem uncertain about hiring you, should you change your question-answering strategy? Or stay the course because, hey, you made it this far? Are too many interviews a red flag? Because while thoroughness is good, indecision is not! And plenty of smart people have walked away from a disgustingly long interview process.

Here it is. The episode you’ve all been waiting for—nay!—begging for. For this is the episode in which we reveal our preteen sexual awakenings. Completely unscripted and honest.

Naughty fantasy books from the library! Patrick Swayze in Dirty Dancing! And of course, there’s nothing like David Bowie in The Labyrinth to make heterosexuality seem so… possible???

What’s that? You literally did not ask? Not one of you? That can’t be right. ROLL THE TAPE.

Season 3, Episode 5: “I Really Hate One of My Tasks at Work. Is There a Way To Escape It Without Quitting My Job?”

November 4, 2021February 4, 2022 Piggy Leave a comment

Collaborative problem-solving. Scalability. Solutions-based tactics. Results-oriented. Verticals. Delegating opportunities for growth. Synergy.

This is just a sampling of the corporate dialectic that inspired our answer to this week’s question on the podcast. Because sometimes, my friends, you have to fight fire with fire in the workplace. And by “fire” we mean “insufferable corporate bureaucracy.”

It’s ok, my sweet. We promise that by the end of the episode, you won’t hate yourself. Instead, you too will delight in using the tools of corporate assholery to dismantle the system and turn it in your favor!

Season 3, Episode 4: “The More Money I Save, the More I’m Scared To Lose It. Can I Break the Cycle of Financial Anxiety?”

October 28, 2021November 2, 2021 Piggy 2 Comments

We here at Bitches Get Riches are no strangers to financial anxiety. After all, we were blasted out into the world, expensive undergrad degrees in hand, right in the midst of the Great Recession of 2008. And just as the Great Depression trained our grandparents to rinse and reuse tinfoil and never throw anything away that could be repurposed to save money… we’ve been habituated to a permanent scarcity mindset.

Hoarding retirement funds, emergency funds, and second income streams just comes naturally to us! And if when the country’s economy and unemployment levels tip us all into a chaos of financial uncertainty… we tend to take it in stride.

Which is why we felt like we simply had to address this week’s question on the podcast. If you’ve ever felt weighed down by financial anxiety and stressed by constantly shifting monetary goalposts… this one’s for you!

Season 3, Episode 3: “I Want To Hire a Financial Advisor. Can They Be Trusted, or Are They Full of Shit?”

October 22, 2021November 2, 2021 Piggy 9 Comments

It is a truth universally acknowledged that sitting next to a chatty person on an airplane is the fastest way to come to hate them and everything about them. Which is exactly what happened when I was once seated next to a financial advisor on a plane.

Suffice it to say, my opinion of financial advisors has always been rather… skeptical. I’ve never been fully convinced of their worth to the average person. I can see why they might be useful to someone with lots of fat stacks! Or to someone facing bankruptcy. But to those of us who fall somewhere in between? Nah.

Which is why I’m delighted to share that this week’s episode of the Bitches Get Riches podcast changed my mind in real time. Listen in as Kitty broadens my horizons and we discuss the true benefits of a solid financial advisor.

Me, having my whole mind changed about hiring a financial advisor.

Season 3, Episode 2: “I Inherited Money. Should I Pay Off Debt, Invest It, or Blow It All on a Car?”

October 9, 2021November 2, 2021 Piggy 6 Comments

This week on the podcast we’re dealing with a very foreign concept for many of us: an inheritance.

It’s what happens when one of your loved ones kicks the bucket and generously leaves some of their money to you.

But what do you do with a small inheritance? Do you use it to pay off your student loans? Buy a new car? Stash it in an emergency fund? Invest the whole damn thing and say your prayers to the Oracle of Omaha?

As usual, we have THOUGHTS. Listen to the episode to get them blasted straight into your ear holes!

Season 3, Episode 1: "I Worry Paying for My Kids’ College Will Spoil Them. Don’t Student Loans Help Build Character?"

Season 3, Episode 1: “I Worry Paying for My Kids’ College Will Spoil Them. Don’t Student Loans Build Character?”

October 6, 2021November 2, 2021 Piggy 2 Comments

Do student loans build character? Or is debt in our fucked-up society suffering without meaning?

Who’s worse: the parents who give their kids every advantage in life even at their own expense? Or parents who withhold crucial help in order to teach toughness and independence? Truly, this is the weightiest question in the American experience since Jubilee asked if “a mall babe eats chili fries.” (The previous record-holder? Eh, probably Socrates?)

Here it is, Bitch Nation: the moment you’ve all been waiting for. The moment we’ve been teasing for months. It’s time for SEASON THREE OF THE BITCHES GET RICHES PODCAST!!!

Yeah, yeah, I know it took a while. But there were extenuating circumstances (see: coronavirus resulting in general ennui). But since we recently won the Plutus Award for Podcast of the Year (#stopthesteal), we figured we should get off our shapely butts and actually put out an episode of said podcast.

So here it is! And it’s a good one, if we do say so ourselves. In this episode we demonstrate our extensive parenting expertise (none) and experience with student loans (lots). We also wax philosophical about the future costs of higher education. Will little Timmy eventually have to fight in the Thunderdome to get into Princeton? Only time will tell!

Ask the Bitches: I can't stand another day at my toxic workplace! Can I walk away without a new job lined up?"

Bonus Episode: “I Can’t Stand Another Day at My Toxic Workplace! Can I Walk Away Without a New Job Lined Up?”

September 1, 2021October 14, 2021 Piggy 4 Comments

We come to you today with a VERY SPECIAL EPISODE™ of the Bitches Get Riches podcast. And it features a VERY SPECIAL GUEST™: Diania Merriam, owner and founder of theEconoMe Conference!

The question

As you guys know, we rarely have guests on the Bitches Get Riches podcast (unless they’re Santa Claus, of course). It’s a lot of pressure to keep up with our 15-year-long friendship of inside jokes and internalized poor taste. We can’t inflict that on just anyone.

But Diania is exactly the sort of brave bitch we knew could handle the challenge. And she’s got some personal experience with the question at hand! So we welcomed her onto the podcast to answer this question from an anonymous listener:

I work in an extremely toxic work environment. My boss is disrespectful, the whole company culture is abusive, and HR has been utterly dismissive of my issues. Walking in the door every morning feels like I’m entering Shawshank Penitentiary. I’m at the end of my rope and I know I have to leave to save myself. But I haven’t been able to land a new job yet. I have some savings, but I’m definitely not financially independent. I’d describe it as a small amount of ‘Fuck You Money,’ but not enough to live on for more than maybe 4-6 months. Should I quit? Even before I have a new job lined up?
– An anonymous Tumblr follower

Diana floored us with a bunch of great insights. (Did you know if you quit your job because of a hostile work environment, you’re still entitled to collect unemployment? We freakin’ didn’t! Huh, I wonder why workplaces don’t mention that fact more often?) Tune in to listen to the three of us discuss the answer.

Season 2 Episode 12: "I work for everything while my peers lead carefree lives. How do I control the resentment?"

Season 2, Episode 12: “I Work for Everything While My Peers Lead Carefree Lives. How Do I Control My Raging Resentment?”

September 25, 2020October 27, 2021 Piggy Leave a comment

IT’S THE SEASON FINALE! And we’re ending it with a bang. Obviously by “bang” I mean a meditative quest to free oneself from the bitterness of resentment as we navigate this unjust and inequitable world. Because come on, it’s us!

The tl;dr of today’s episode is: comparison is the thief of joy.

If you’re constantly comparing yourself to your seemingly more successful, productive, and flush with cash peers, it can be majorly discouraging. We’ve talked before about why you shouldn’t hold yourself to the standard of the uber-successful, or why you shouldn’t long to splurge before you’re ready.

But one of the many, many horrible features of this global pandemic is that it’s becoming harder to avoid comparison. The internet—where we’ve all been forced to work and play while social distancing—is chock full of productivity porn and highly edited content specifically designed to make you feel like you’re not doing enough. Like you’ll never be enough.

So today on the podcast, we’re addressing how frustrating and hard it can be to stay motivated and encouraged when your peers seem to be crushing it… and you feel left behind in the dirt.

S2 E11: "I tripped and fell into a career I don't like. How do I reinvent myself?"

Season 2, Episode 11: “I Tripped and Fell into a Career I Don’t like. How Do I Reinvent Myself?”

September 18, 2020October 27, 2021 Lauren Torres ("Kitty") 3 Comments

If you’re new here, let me get you up to speed: personal finance is personal. And as a result, it’s also often complicated—a Choose Your Own Adventure with multiple right answers and mitigating circumstances.

Which is why it is so easy to feel stuck in your career or financial journey. What do you do when you’re just fine… but you want more? How do you overcome crippling stagnation? How do you justify leaving the safety of your established, safe career… and risk everything to leap headlong toward your dreams?

Alternatively: when is the safe and not-super-fulfilling job sometimes exactly what you need? What could you do with the excess creative mental energy that a boring day job affords?

All these questions (and much talk of Spiderman!) on this week’s episode.

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

September 11, 2020October 27, 2021 Lauren Torres ("Kitty") Leave a comment

The financial lessons we received from our parents are problematic for many reasons.

For one thing, they’re often out of date, as the economic atmosphere of the 1970s and 1980s is a far cry from what we’ve experienced in a post-2008 world. We’re long past the quaint advice to pay for college by “getting a summer job” and to start a career by “walking into a business and asking for a job in the mailroom.” Heckin precious.

But there’s also the way an assumption of background knowledge can lead to further confusion. For if you don’t understand basic financial principles, the sweet knowledge nuggets your beloved Boomer dad drops on you might go down like lead balloons. Just as you can’t understand where Beyoncé came from without Destiny’s Child, you can’t talk about getting loans until you understand how interest works!

This week we’re dealing with just this issue. Petey is one of my oldest and strangest friends. I made him walk down the aisle with Kitty at my wedding in the hopes that those two weirdos would have a vulgar joke-off (alas, they conducted themselves with the decorum expected of a bridesmaid and a groomsman and saved the nasty shit for the dance floor).

Petey has his head all in a tizzy over his dad’s vague and incomplete financial advice. So we decided to set the poor boy straight!