How to Write a Cover Letter like You Actually Want the Job

How To Write a Cover Letter Like You Actually Want the Job

Welcome back to another episode of The Bitches Teach You How to Get Your Ass Hired! Last time we reviewed some cardinal rules of resume writing. And today—you guessed it!—we’re gonna learn how to write a coherent and effective cover letter.

But first, a caveat. While I have sat on both sides of the hiring table over the years—both as my last company’s internship coordinator and in my recent successful job search—I am by no means an expert. That’s practically the secondary motto of our blog!

Bitches Get Riches: Finance. Feminism. We have no idea what we’re doing. 

So don’t make the mistake of beginning and ending your cover letter practicum here at BGR. Go read Ask a Manager at least. It’s their whole area of expertise. But here are some of the most important rules, based on my own personal experience… and a twenty-second text conversation with Kitty.

Read More
How to Write a Resume so You Actually Have a Prayer of Getting Hired

How to Write a Resume so You Actually Have a Prayer of Getting Hired

Resume writing is one of the clearest markers of the generational divide. My dad insists on having a fucking dissertation of a resume, complete with hyperlinks, an “objective” (shudder), and paragraphs of description on every task, no matter how insignificant.

The strategy seems to be “Shock and Awe”: Shock that anyone would think such a cumbersome resume is acceptable, and awe that they made it so far in their career with that kind of overkill.

But as with everything from breastaurants to paper napkins, we millennials have opted to kill the lengthy and dry resume market. Like arrogant, disrespectful kids on the lawn of traditional careerist wisdom, we’re ignoring the advice of our elders and doing our own thing!

So let’s talk about resumes for the modern age. Having sat on both sides of the hiring table, I understand a thing or two about the art of condensing applicable experience into a written document. And it’s time I imparted that wisdom to you.

Read More
How Mental Health Affects Your Finances

How Mental Health Affects Your Finances

May is Mental Health Month, and that’s why we, your fabulous yet imperfect Bitches, have been sharing stories of our own mental health challenges. Kitty bravely explained how she’s dealt with depression, and I walked you through my adventures with anxiety. Then we examined the human brain itself through one of our favorite books: Kurt Vonnegut’s Galapagos.

We’ve been overwhelmed with the outpouring of support from our followers. But even better, our lovely readers have come out of the woodwork to share their own stories of life outside the neurotypical spectrum. And this. Is. Glorious. We’ve never felt more warm fuzzies for our community and we’re proud of each and every one of you for carrying on through depression, anxiety, ADHD, and whatever other mental weirdness you’re dealing with.

But some of you might be asking at this point, “I thought this was a money blog. What the hell does mental health have to do with personal finance?”

Everything.

Read More
Everything Is Stressful and I'm Dying: How to Survive a Panic Attack

Everything Is Stressful and I’m Dying: How to Survive a Panic Attack

Everyone has their own special mental weirdness. And your humble, almost perfect Bitches are no exception. (I know. Try not to die of shock. My sincerest apologies for ruining the illusion of our all-encompassing perfection.) And since May is Mental Health Month, we’re going to lay our personally atypical brain chemicals and lessons learned from life experience all over you!

Recently Kitty and I were talking about how our personal mental weirdnesses have affected our lives. Financially, emotionally, physically. And we realized we had a lot to say on the topic, a lot that our darling readers might relate to or take comfort from. Being an adult is stressful as fuck! And brains are complicated organs full of chemicals doing unpredictable things. So why not share with the rest of Bitch Nation?

A few years ago, I was diagnosed with anxiety. This didn’t come as a surprise to me, as I’ve always been prone to stress, hyper-focusing on mildly important stuff to the point of panic and despair, and constant worrying about small stuff. But it did come as a surprise to my familiars, since over my lifetime I’ve become pretty damn good at hiding my symptoms.

I just wasn’t good at actually dealing with them.

An anxiety disorder is a mental condition in which a patient tends to… well, to freak out more than is normal. A clinical anxiety disorder is not only bothersome, but it interferes with your life. It’s not only unpleasant, but constant and overwhelming. And while everyone feels stressed or panicked from time to time, the thing that sets those with clinical anxiety disorders apart is that their stress, their anxiety and panic attacks, are completely uncontrollable, disproportionate, and inappropriate to the situation.

There is no “just relax” to someone with anxiety. We literally cannot relax when in the throes of a panic attack or anxious episode. That’s kind of the problem.

Read More
The Ugly Truth About Unpaid Internships

The Ugly Truth About Unpaid Internships

Internships: a time-honored tradition in which young professionals gain valuable career experience and skills they can’t learn in the classroom. Internships are widely recognized as a great way to boost your resume and get a leg up over your peers in the job market. For many industries, they’re a rite of passage and an invaluable part of the workforce.

Yet there’s something horribly wrong with most internships as we operate them here in the bestest country on Earth.

Trigger warning: today’s lesson includes mentions of privilege and unfavorable descriptions of capitalism. Also law-breaking. Clutch your pearls and avert your eyes.

Read More
Bitchtastic Book Review: The Financial Diet by Chelsea Fagan

Bitchtastic Book Review: The Financial Diet by Chelsea Fagan

Listen, it’s no secret we’re hardcore BFFs with The Financial Diet. They epitomize all that is good and just about financial blogging for millennial women, and they were one of our early influences in creating BGR. Plus, we have a monthly syndication deal.

What I’m saying is, if you’re looking for an unbiased review of Chelsea Fagan and Lauren Ver Hage’s new book, The Financial Diet: A Total Beginner’s Guide to Getting Good with Money, based on their amazing website… you can fuck right off because this is not that review.

The Financial Diet The Book is a gorgeously designed, delightfully written boost of financial inspiration and motivation. Each chapter is a mix of personal narrative by Chelsea, interviews with experts, and super useful resources like checklists, recipes, and how-to guides.

While the website serves as an exhaustive resource for all financial topics under the sun, the book functions as a primer. It’s a shiny golden key to a mysterious door in the garden wall of all things #adulting and #girlboss.

Here’s what I learned.

Read More
Workplace Benefits and Other Cool Side Effects of Employment

Workplace Benefits and Other Cool Side Effects of Employment

You just got a job offer! Condragulations! Now it’s time to negotiate… for your life.

But before you start throwing numbers around, there’s something you should understand. Salary—the thing most think of when they are considering the terms of a new job—is but one item on a long list of negotiable items. And while it’s wicked important, your potential employer might not have as much room to adjust there as they do in other areas.

So aside from salary, you need to think about what you need to be happy and comfortable in a new job.

What is going to improve both your financial situation and your overall life? Because if an employer can’t budge on the salary, that doesn’t mean they don’t have something more to offer you in other areas.

So let’s talk benefits, shall we?

Read More
Taxes: Your Annual Fee for Membership in Civilization

Taxes: Your Annual Fee for Membership in Civilization

While I would never presume to contradict the inimitable Ron Swanson, he left out half the lesson. Sure, the guv’mint takes a percentage of your money in taxes. But it’s not all doom and gloom and stolen lunches! For as they say, “There ain’t no such thing as a free lunch,” and those dastardly G-men actually give us a useful thing or two in exchange for our taxes.

So listen up, kids! Your days of hating taxes are about to come to… a middle!

Read More
Let's End This Damaging Misconception About Credit Cards

Let’s End This Damaging Misconception About Credit Cards

I don’t know who started the rumor that carrying a balance on credit cards is good for your credit score, but I hope they step on a lego in bare feet every day for the rest of their lives.

You shut your pie hole, Poppins. This is serious.

Of all the damaging misconceptions about personal finance we’ve had to correct over the course of running Bitches Get Riches, this is by far my least favorite. And it keeps popping up again and again in questions from our followers! Why? How? Who is teaching all of our darling kangaroo babies such a terrible way of handling their credit cards?

Until I can find the culprit and give them their just desserts (hot oil? The rack?), I have made it my mission to set the record straight.

Read More
Financial Lessons Learned from a Night in the ER

Financial Lessons Learned from a Night in the ER

I have always been accident prone. Like a real-life heroine in a YA novel featuring vampires and forbidden romance, my most benign character flaw is that I’m clumsy as fuck.

I guess I just never grew out of that stage of puberty where you walk smack into walls that have been there for your whole life and end up with bruises of mysterious origin all over your legs. I just don’t know where my ends are! I’m missing whatever survival instinct informs the human body not to grievously injure itself on a regular basis.

So I guess it was just a matter of time before I ended up in the emergency room, writhing and blinded by the worst pain I have ever experienced in my life.

You guys. I hurt myself really, really badly. And I’m going to be paying for it for a long time.

Read More