Barbara Sloan’s New Book Dares To Suggest Service Industry Professionals Deserve Financial Stability Too

Last year at the EconoMe Conference in Cincinnati, Kitty and I were excited to meet many a cool human. Much to our general shock and consternation, many of those cool humans were excited to meet us too! And not just because we were like “Hi we’re friends with Paula Pant.”

This is where we met Barbara Sloan, founder of Tipped Finance. Barbara is a veteran of the tipped workforce: a former waitress, bartender, stripper, and several other tipped professions. More importantly, she’s also a huge money nerd. She has made it her mission to dispense financial know-how specifically tailored to service industry professionals! And she does it all with the fierce determination and tireless badassery we like to see in our women.

Read More

New Personal Finance Books for Your Bitch-free Summer Vacation

It’s that time of year again, Bitch Nation! SUMMER VACATION!

Long time devotees of the Bitches know that we take precisely two hiatuses (hiati? I’m a highly paid professional editor) every year: one in winter and one in summer. And our summer hiatus starts riiiiiight about… meow. So say good-bye to your Bitches for two whole weeks!

During the break we’ll be doing some richly deserved grape-eating and cabana-boy-gazing. Hah! Just kidding. As usual, we’ll use this time to work on the site and begin production on the next season of the podcast. Call it a “working vacation”—that most repugnant of contradictory terms.

Even though you won’t hear from us for two weeks, we won’t leave you empty-handed. Can’t have you getting bored or restless with no riveting personal finance content to keep you edutained! So of course this hiatus comes with homework.

Behold, the 2022 Bitches Get Riches Summer Reading List:

Read More
Why Animorphs is Frighteningly Relevant in Contemporary Trumpian America

Why Animorphs is Frighteningly Relevant in Contemporary Trumpian America

Not too long ago, I found myself in a room full of Olde Millennials. And I casually made a deep-cut joke that was only understandable to those who’d read the Animorphs series. I think it was something about Yeerks? Or Andalites? Possibly it was just the admission that Cinnabon is the peak of all human arts and sciences!

The reaction in the room was instantaneous: gasps of recognition, faces lit with excitement. Ohhhhh my god, Animorphs, my childhooooooood! But the joke bounced harmlessly off my husband, who’d never read them. I’m not going to lie: it crushed my soul and I considered divorce.

My partner has never been much of a reader. I’m honestly not sure why, because he is exactly the kind of person you would expect to have been a voracious reader in childhood: a contemplative, dreamy person who imagines deeply and curiously. I seethe with quiet rage when I watch him watch his twentieth hour of YouTube videos exploring Dark Souls lore. How is it possible that no one pressed Garth Nix novels into your hands?

Reading was always a refuge for me. When my life wasn’t what I wanted it to be, I could climb inside someone else’s. As George R. R. Martin says: “A reader lives a thousand lives before he dies. The man who never reads lives only one.” I can’t imagine what kind of person I would be if I hadn’t read the books I did.

Today I want to talk about six lives I climbed inside again and again when I was a child: Jake, Rachel, Marco, Tobias, Cassie, and Aximili-Esgarrouth-Isthill. AKA (ah, Katherine Applegate) the Animorphs.

Read More
Listen to the Siren Song of the Bitches: Coming to a Podcast Near You!

Listen to the Siren Song of the Bitches: Coming to a Podcast Near You!

It’s that time of year again—time for we, your humble yet inspiring Bitches, to go on summer vacation.

We have many exciting grandma activities to enjoy during our usual two-week hiatus: gardening, cooking, nature walks, fattening up Kitty’s desperately entitled guinea pigs, grinding the bones of the patriarchy to bake our bread. Big plans, y’all! Big plans!

We know how much you’ll miss us, which is why we want to remind you that this isn’t good-bye, only see-you-later you can soothe your grieving souls by listening to one of our recent appearances on your favorite podcasts. Plus, we have a surprise for you…

You’re heckin’ welcome.

Read More
Earning Her First $100K: An Interview with Tori Dunlap

Earning Her First $100K: An Interview with Tori Dunlap

They say the first $100,000 is the hardest to save. Wunderkind personal finance guru Tori Dunlap says, “Challenge accepted.”

Kitty and I have known Tori since BGR’s inception. She virtually forced us, through sheer tenacity and brilliance, to adopt her as our little sister—our more knowledgeable, successful, savvy, and funny little sister who in every way exceeds the promise of this very blog and inspires us every day.

Like, just look at this motivational young feminist do her thang:

So when Tori announced that she was emerging from the chrysalis of rebranding into a new feminist financial coaching venture, Her First $100K, I knew I had to pick her brains about it. I just didn’t realize I was simultaneously going to be schooled on the greatest animated movie of our time.

Read More
Bitchtastic Book Review: Tanja Hester on Early Retirement, Privilege, and Her Book, Work Optional

Bitchtastic Book Review: Tanja Hester on Early Retirement, Privilege, and Her Book, Work Optional

Dear readers, we’ve been holding out on you. For there is something beyond the basic financial literacy we strive to teach you here at Bitches Get Riches. Something that comes after you level up as far as you go with your money.

It’s called FIRE, or “financial independence, retire early.” And it’s something a lot of our esteemed colleagues in the money-writin’ biz are fighting tooth and nail to achieve.

One of the beacons of light in the conversation about financial independence and early retirement is Tanja Hester, author of the brand new book Work Optional: Retire Early the Non-Penny-Pinching Way.

Tanja is awesome. Her book is awesome. Her advice is awesome.

She’s like the result of a long, fulfilling, romantic relationship between a timelessly wise Amazon warrior and your favorite cool aunt, the one who both comforted you about the mean kids at school and bought you your first box of condoms. I’d trust her both to carry my body to Valhalla from the field of battle and to give me sound financial advice, is what I’m saying.

Read More
Bitchtastic Book Review: The Feminist Financial Handbook by Brynne Conroy

Bitchtastic Book Review: The Feminist Financial Handbook by Brynne Conroy

Gentle readers, it’s time we discussed the F-word.

It’s one we use often here on the blog, and it’s probably the most controversial part of Bitches Get Riches. It’s certainly the thing that brings us the most criticism crawling out of the woodwork of the Internet.

I’m talking, of course, about feminism. (What other F-word did you think I fucking meant?)

We firmly believe that personal finance has everything to do with feminism. This is partially because of super fun stuff like the wage gap, financial abuse, the opportunity gap, and other money inequities that have historically left women at an economic disadvantage.

But it’s also because feminism, at its core, is about equality. And one of the surest routes to equality—or at least equity—is by spreading around economic power to those for whom it’s been tantalizingly out of reach.

Enter the hot-off-the-presses book The Feminist Financial Handbook: A Modern Woman’s Guide to a Wealthy Life by Brynne Conroy.

Read More
Bitchtastic Book Review: Hand to Mouth by Linda Tirado

Bitchtastic Book Review: Hand to Mouth by Linda Tirado

“Pulling yourself up by your bootstraps” originally meant “impossible.” Think of it: you can’t defy gravity just by pulling up on your shoes. It can’t be done.

And yet this phrase has become both a command and an insult wielded by those who insist that anyone can make it in America. “Quit whining and pull yourself up by your bootstraps!” is the refrain from news anchors and radio hosts who seem to think that being poor is a choice and poverty an indication of moral failing.

Enter Hand to Mouth: Living in Bootstrap America by Linda Tirado. I was pretty psyched to read this one, as most of the books on economics and inequality I’ve read recently have been written by academics or historians.

Linda Tirado is neither. She’s a person who has lived the reality of being poor in this country. She’s one of the millions of Americans who lives hand to mouth, told to pull herself up by her bootstraps, who has fought to navigate the maddening labyrinth of government welfare, been mistreated and shat upon in minimum wage jobs, whose life has been stressful and precarious because of a lack of money, and whose health and quality of life has therefore suffered.

This story on poverty in America is from the horse’s mouth.

Tirado answered a question on an online forum about what life was like for the poor and her post went viral. From there, she was offered a book deal. This book is basically an expansion on her original blog post. It is angry, frustrated, passionate, filled with the pent-up rage of years of being downtrodden.

Here’s what I learned.

Read More
Bitch-Approved Podcasts for Your Summer Vacation

Bitch-Approved Podcasts for Your Summer Vacation

We’re going on vacation! This is a thing that not everyone can do, but everyone deserves—so consider this your friendly reminder to help shift the culture by taking a break of your own!

We would never leave our beloved Bitch Nation with nothing to do for two weeks. So it’s our royal duty to leave you with some entertaining and enlightening FREE content while we go do internet-grandma vacation things. Like gardening and criticizing television shows made for a much younger demographic.

That’s why we’re highlighting some of our favorite podcasts, in both money-related and non-money-related categories. Because you know what I won’t be doing for the next two weeks? Listening to any of the money podcasts. Sorry about it. When I’m off, I’m off!

Tee hee! Tee hee!

So: what kinda podcast would you like to listen to?

Our Five Favorite Serious-Business Money Podcasts

If you answered…

“I want to hear some snappy stories about financial news and the economy, and I want it to be informative, but kinda light, with no big, anxiety-inducing bummers.”

We answer…

Planet Money

Length: 10-30 minutes

This twice-weekly NPR podcast was started in late 2008, after the financial crisis casually knee-capped the American public. “What the fuck!” we all cried. “What happened to my knees!?” Planet Money was there to help explain economic issues in plain language with engaging, almost hand-holding stories. And they’ve been there ever since! This is a no-brainer, especially if you have money in the market and need help understanding what’s causing your investments to go up and down. (Just assume it’s China. The answer is probably always China.)

Read More
Bitchtastic Book Review: Kurt Vonnegut’s Galapagos and Your Big Brain

Bitchtastic Book Review: Kurt Vonnegut’s Galapagos and Your Big Brain

This post discusses depression, anxiety, addiction, suicide, and self-harm. I think it does so in a pretty constructive and helpful way? But I wrote it, so here are some large grains of kosher salt.

Boy howdy do I love this gif.

Reading! It’s just like they said it would be! “I can go anywhere. Friends to know. Ways to grow.”

Today I want to share with you my favorite book about mental health. It’s not a memoir or a self-help book. It’s not even nonfiction! No, it’s a little ditty from 1985 about evolution, ghosts, Armageddon, and nubbins. Kurt Vonnegut’s Galapagos is a brilliant satire on the evolutionary advantages and disadvantages of the human brain. And it completely changed the way I think about mental health, including my own depression.

The opening scene follows a woman as she attempts suicide, and it’s narrated by the dispassionate ghost of a Richard Attenborough nature documentarian type. Here’s a brief excerpt, with a few plot things trimmed out:

“Mary taught that the human brain was the most admirable survival device yet produced by evolution. But now her own big brain was urging her to take the polyethylene garment bag from around a red evening dress in her closet, and to wrap it around her head, thus depriving her cells of oxygen.

“Before that, her wonderful brain had entrusted a thief at the airport with a suitcase containing all her toilet articles and clothes which would have been suitable for the hotel.

“Her colossal thinking machine could be so petty, too. It would not let her go downstairs in her combat fatigues on the grounds that everybody, even though there was practically nobody in the hotel, would find her comical in such a costume. Her brain told her: ‘They’ll laugh at you behind your back, and think you’re crazy and pitiful, and your life is over anyway. You’ve lost your husband and your teaching job, and you don’t have any children or anything else to live for, so just put yourself out of your misery with the garment bag. What could be easier? What could be more painless? What could make more sense?’

“Just about every adult human being back then had a brain weighing about three kilogrammes! There was no end to the evil schemes that a thought machine that oversized couldn’t imagine and execute. 

“So I raise this question, although there is nobody around to answer it: Can it be doubted that three-kilogramme brains were once nearly fatal defects in the evolution of the human race?”

Yeah. This novel completely changed the way I thought about the human mind.

Read More