Season 3, Episode 12: "I’m Done With Evil Bosses and Toxic Workplaces. Can I Stand Up Without Being Hammered Down?"

Season 3, Episode 12: “I’m Done With Evil Bosses and Toxic Workplaces. Can I Stand Up Without Being Hammered Down?”

Bitch Nation, as the year comes to a close, so does season three of the Bitches Get Riches podcast. As they say, all good things must come to an end! In this case… mediocre things too, lezbee honest.

And we’re going out with a bang! Today’s question covers one of our favorite topics to vent about, and our least favorite to personally experience: toxic workplaces. Specifically: what do you do about them when you fear retaliation in your future job prospects?

The “Great Resignation” is a bellwether for wonderful advancements in labor rights and fair and equitable workplaces. But the very fact that we’re going through what amounts to an unprecedented general strike means… shit’s bad out there! Toxic workplaces are 2021’s other pandemic. And if today’s question is any indication, y’all are tired of dealing with it.

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Season 3, Episode 11: "People Treat Me Like a Child Because I’m Femme. How Do I Command Respect I Deserve?"

Season 3, Episode 11: “People Treat Me Like a Child Because I’m Femme. How Do I Command the Respect I Deserve?”

Take a break from seasonally enforced socializing with distant relatives and gather round, ye lads and lasses! For it’s time for another episode of the award-winning* Bitches Get Riches podcast.

Today we’re speaking directly to our spiritual Rodney Dangerfields out there: those who can’t get no respect in their personal and professional lives. Whether it’s because they look young, or femme, or differently abled in some way, a lot of people are either disrespected or infantilized because of their appearance or mannerisms. Regardless of their skills, educational attainment, or personality. And that sucks.

Today’s question-asker is dealing with this infantilization and lack of respect, and we suspect it’s due to the unconscious bias of those around them. Can we solve as big an issue as unconscious bias in a single 20-minute podcast episode? We’re sure as hell gonna try!

*As unbelievable as it sounds, we have it on good authority that the judges were neither bribed nor drunk.

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Season 3, Episode 10: "I Want to Break Into a New Field. How Do I Make Employers See Past My Lack of Direct Experience?"

Season 3, Episode 10: “I Want to Break Into a New Field. How Do I Make Employers See Past My Lack of Direct Experience?”

We, your humble Bitches, are experts in many topics. How to horrifically fuck up one’s finances, for example! We’ve got hands-on experience with that one, and we aren’t afraid to announce it to an auditorium full of people.

Today we’d like to direct your attention to another area of our hands-on expertise: career transitions. Citizens of Bitch Nation will recall that I transitioned from a career in publishing to one in finance early this year. Certainly not as dramatic as some people’s transitions, but it was still a big deal. I had to figure out how to reframe my existing skill set and experience so it would apply outside of my original industry. And I had to let go of the idea that my career defined me. Scary stuff.

Fortunately, I had prepared for my career transition by setting up a second income stream through my side hustle—this very Chris Dane Owens fan site personal finance blog! And that gave me a huge advantage before I attempted to reforge myself in the fires of a career transition.

For my next career transition, I'm going to be Chris Dane Owens.

Listen to this week’s brand new podcast episode to find out how to identify transferrable skills, translate your experience into the language of a new career, and reinvent your professional worksona! We even kinda know what we’re talking about with this one!

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Season 3, Episode 9: "My Partner and I Want Kids in a Few Years. How Do We Financially Prepare for a Baby?"

Season 3, Episode 9: “My Partner and I Want Kids in a Few Years. How Do We Financially Prepare for a Baby?”

Dear readers, as you know, your humble Bitches are what’s known as “parenting experts.” We’ve spent literally decades observing and critically judging the childrearing of others. And we’ve done it all without sullying our hands by actually becoming parents ourselves! So when it comes to the topic of how to financially prepare for a baby… you know you can trust us.

Believe it or not, we childfree hags received more than one question about financially preparing for parenthood. And while we’ve answered questions about how to get ready to buy a house or go to college before… we’ve never touched this one’s diaper-rashy bottom.

But how hard can it be?

Having kids is one of the most financially significant decisions in a person’s life! Not only are kids expensive, but the decision affects people differently depending on their gender, sexuality, and access to medical care, childcare, and educational resources.

At the very least, you or your co-parent (if you have one) will need to maneuver into a job with solid health insurance benefits and parental leave. But the preparatory headache doesn’t stop there! So let’s dive into it, shall we?

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Season 3, Episode 8: "Should I Get Married for Tax Purposes? My Boyfriend Swears We’d Save Money, but I’m Not So Sure..."

Season 3, Episode 8: “Should I Get Married for Tax Purposes? My Boyfriend Swears We’d Save Money, but I’m Not So Sure…”

Ah, taxes! Second only to gas prices in the list of things we Americans like to blame for our money woes. Also: hella romantic!

That’s right, Bitch Nation, for today on the podcast we’re discussing the intersection of love and taxes. Specifically, the question of whether you should get married for tax purposes.

Popular wisdom dictates that getting married and filing taxes jointly will give you a huge discount on your tax bill. We’ve heard worse reasons to get married. But is this one really true?

As usual, the answer is… it depends! On your circumstances, your income, your property ownership, and a whole host of other matters. We are by no means tax experts (though our marriage expertise is beyond reproach), but we’re going to do our best to shine a light on the question of getting married for tax purposes.

Here comes the bride!

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Season 3, Episode 7: "I'm Finished With the Basic Shit. What're the Advanced Financial Steps That Only Rich People Know?"

Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?”

When people ask us about the target demographic of Bitches Get Riches, we tell them “It’s for the children.” You can tell because of the G-rated content!

True, our readers-slash-listeners trend young and untested in the ways of the financial world. We wouldn’t have it any other way, of course, which is why so much of what we write concerns the problems of early-career personal finance.

But what about those who have “made it”—gotten through the lean years and succeeded financially? What do we have to say to the children once they grow up and leave the nest?

Getting to the advanced financial steps is harrrrrrd...

In today’s podcast episode, we’re talking about Advanced Financial Steps: the shit you want to get to, but can’t until you get through the boring slog of paying off debt and establishing a financial safety net for yourself.

To this end, we focus a lot on investing: investing in yourself, in your goals, in your community. We don’t simply mean stock market investing, or even financial investing. Treat those investments like the horcruxes they are and spread ’em around—diversify! (Just fulfilling our contractual obligation to include one Harry Potter reference per episode. Read the fine print.)

But how does one determine those post-making-it goals? How do you choose where to stash your horcruxes investments once you’ve joined the ranks of the rich? What’s the most effective way to spread the wealth and lift up those around you?

I wish I could say “all will be revealed in this week’s episode” but really, that’s a lofty fucking goal for a twenty-minute podcast by two day-drunk dumbasses with a microphone. So, uh… adjust your expectations accordingly!

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Season 3, Episode 6: “I’m Going Through a Long Hiring Process. Is It a Red Flag When an Employer Demands Too Many Interviews?”

Season 3, Episode 6: “I’m Going Through a Long Hiring Process. Is It a Red Flag When an Employer Demands Too Many Interviews?”

How many interviews is too many interviews? Y’all, it takes SO MUCH time and energy to look for a new job. You have to research, reach out, tweak resumes and cover letters—then redo all of your hard work in one of their useless clunky portals. That’s not even getting into the most emotionally draining tasks, like panicking about the “what are your salary expectations” question, evilly marked in red as a required field. Honestly, getting to the interview stage is a relief. It feels like the home stretch.

…Until there’s too many interviews.

You’ve done one, two, maybe three… And instead of a reaching out with an offer, they have the audacity ask for your availability to meet with a fourth, fifth, and sixth?!

What the hell is going on here? If they seem uncertain about hiring you, should you change your question-answering strategy? Or stay the course because, hey, you made it this far? Are too many interviews a red flag? Because while thoroughness is good, indecision is not! And plenty of smart people have walked away from a disgustingly long interview process.

Here it is. The episode you’ve all been waiting for—nay!—begging for. For this is the episode in which we reveal our preteen sexual awakenings. Completely unscripted and honest.

Naughty fantasy books from the library! Patrick Swayze in Dirty Dancing! And of course, there’s nothing like David Bowie in The Labyrinth to make heterosexuality seem so… possible???

What’s that? You literally did not ask? Not one of you? That can’t be right. ROLL THE TAPE.

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Season 3, Episode 5: “I Really Hate One of My Tasks at Work. Is There a Way To Escape It Without Quitting My Job?”

Season 3, Episode 5: “I Really Hate One of My Tasks at Work. Is There a Way To Escape It Without Quitting My Job?”

Collaborative problem-solving. Scalability. Solutions-based tactics. Results-oriented. Verticals. Delegating opportunities for growth. Synergy.

This is just a sampling of the corporate dialectic that inspired our answer to this week’s question on the podcast. Because sometimes, my friends, you have to fight fire with fire in the workplace. And by “fire” we mean “insufferable corporate bureaucracy.”

It’s ok, my sweet. We promise that by the end of the episode, you won’t hate yourself. Instead, you too will delight in using the tools of corporate assholery to dismantle the system and turn it in your favor!

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Season 3, Episode 4: "The More Money I Save, the More I’m Scared To Lose It. Can I Break the Cycle of Financial Anxiety?"

Season 3, Episode 4: “The More Money I Save, the More I’m Scared To Lose It. Can I Break the Cycle of Financial Anxiety?”

We here at Bitches Get Riches are no strangers to financial anxiety. After all, we were blasted out into the world, expensive undergrad degrees in hand, right in the midst of the Great Recession of 2008. And just as the Great Depression trained our grandparents to rinse and reuse tinfoil and never throw anything away that could be repurposed to save money… we’ve been habituated to a permanent scarcity mindset.

Hoarding retirement funds, emergency funds, and second income streams just comes naturally to us! And if when the country’s economy and unemployment levels tip us all into a chaos of financial uncertainty… we tend to take it in stride.

Which is why we felt like we simply had to address this week’s question on the podcast. If you’ve ever felt weighed down by financial anxiety and stressed by constantly shifting monetary goalposts… this one’s for you!

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Season 3, Episode 3: "I Want To Hire a Financial Advisor. Can They Be Trusted, or Are They Full of Shit?"

Season 3, Episode 3: “I Want To Hire a Financial Advisor. Can They Be Trusted, or Are They Full of Shit?”

It is a truth universally acknowledged that sitting next to a chatty person on an airplane is the fastest way to come to hate them and everything about them. Which is exactly what happened when I was once seated next to a financial advisor on a plane.

Suffice it to say, my opinion of financial advisors has always been rather… skeptical. I’ve never been fully convinced of their worth to the average person. I can see why they might be useful to someone with lots of fat stacks! Or to someone facing bankruptcy. But to those of us who fall somewhere in between? Nah.

Which is why I’m delighted to share that this week’s episode of the Bitches Get Riches podcast changed my mind in real time. Listen in as Kitty broadens my horizons and we discuss the true benefits of a solid financial advisor.

Me, having my whole mind changed about hiring a financial advisor.
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