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The solution to systemic issues in our mortgage industry isn't "live in a rustic wheeled broom closet bought with your mom's cashed-out 401(k)."

Bullshit Reasons to Live in a Tiny House, Refuted (Part 2)

“If you believe that having a tiny home will lead you to a more focused and purposeful life, you probably also believe that buying a Slap Chop will lead you to eat salad every day.”

-Mister Kitty

Welcome back to the enormous mansion that is my overness with tiny homes. It’s so large and spacious here! You can twirl through the front door like Julie Andrews, arms outstretched, lungs full of crisp alpine air, yodeling your appreciation for an efficient and well-designed 1,200 square foot home.

The first five points we discussed last week were mostly logistical. We raised questions about such issues as financing, insurance, time-management, and other such boring topics.

What is this?

The final five points we’ll discuss today get down to a deeper, more emotional level. What is the purpose of a home? Of family? Of travel and adventure? Such topics are of essential importance to people considering the tiny house lifestyle. And in order to explore them to the best of my ability, I’m going to share AN EMBARRASSING PERSONAL ANECDOTE before the end.

So if you don’t agree with this article, go ahead and read it anyway because you’ll be rewarded with a story that depicts me in very unflattering terms!

Let’s get right back into it, shall we?

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Why Are Poor People Poor and Rich People Rich?

Why Are Poor People Poor and Rich People Rich?

In a society that’s supposedly equitable, why are some people poor, and other people rich?

Piggy and I discussed a ton of things when we first started talking about starting our personal finance blog. But one thing we didn’t talk about was our target audience. We didn’t have to! We both knew immediately that we wanted to write for our younger selves. Years later, we’re older and more financially stable—but inside we still feel like a pair of broke young folks.

And maybe we always will? As we’ve discussed, money doesn’t immediately cure the financial anxieties you develop when you’re poor.

Our twenties were a decade-long financial panic. It was so stressful trying to figure everything out on our own. So we spent a lot of time talking about how traditional financial advice had failed people like us.

Some advice failed simply for being too old. It relied on outdated growth models. Or ignored a rapidly changing globalized economy. Or discounted the possibilities of living in a world transformed by technology.

These failures were innocent.

Others were not.

Much advice we’ve encountered conflates the virtues of wisdom, self-control, independence, perseverance, diligence, vision, and thrift with the state of being financially solvent. Whether directly stated or merely implied, people who are poor are poor because they are therefore foolish, indulgent, leeching, lazy, idle, short-sighted, and wasteful pieces of shit.

No. What are you. No.

I do not know of a single misconception that has damaged society more. It’s embedded so deeply in American sensibilities I don’t think I could pry it out with the claw-end of a hammer.

I have seen so many powerful people wield it like a scepter, a symbol of their divine right to their disproportionate wealth.

And even sadder, I have seen many more powerless people use it as a cudgel against one another.

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You Deserve Cheap Toilet Paper, You Beautiful Moon Goddess

You Deserve Cheap Toilet Paper, You Beautiful Moon Goddess

In my short lifetime, I have heard more than one perfectly sensible person tell me they “can’t do” cheap toilet paper.

Rick knows how I feel.

I don’t know why people tell me these things.

It’s like they want me to cry out to Father Dagon and Mother Hydra and bid them raise an army of Deep Ones from the many-columned depths of Y’ha-nthlei to sweep over the land and drown the humans in a cosmic flood as recompense for their innumerable and unpardonable follies.

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5 Lies About DIYing I'm Seriously Sick of Hearing

5 Lies About DIYing I’m Seriously Sick of Hearing

Today we’re covering a subject near to my heart. Too near to my heart. Like a clogged aortic valve that’s ready to blow. It’s lies about DIYing!

This is a subject I’ve been dying to set the record straight on. Because the internet is busting at the seams with of lying liars and the lie-ful lies they lyingly lie.

Most beautifulest table.

Let me start off by asking you a question: do you like this table? Of course you do! It’s beautiful as shit. I made it myself and it only cost me $29.

(…Or did it?)

I found this poor wretch on Craigslist. It had a crust of chipping chalkboard paint—because apparently there are people who like to dine to a soundtrack of plates scraping across a blackboard. Underneath, it was solid wood, sturdily constructed, fully disassemblable, and priced to sell at only $25. Like the conventionally attractive nerd in an early 90s movie, it only needed its glasses lifted off to become beautiful.

After sanding the old paint off, I took some glossy white paint I had leftover from another project and applied it to the legs. Then I stained the tabletop with a $4 can of Minwax stain obtained on clearance from my local hardware store. The result is a beautiful handcrafted table that you’d never know cost $29!

There’s only one catch…

I lied.
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