The solution to systemic issues in our mortgage industry isn't "live in a rustic wheeled broom closet bought with your mom's cashed-out 401(k)."

Bullshit Reasons to Live in a Tiny House, Refuted (Part 2)

“If you believe that having a tiny home will lead you to a more focused and purposeful life, you probably also believe that buying a Slap Chop will lead you to eat salad every day.”

-Mister Kitty

Welcome back to the enormous mansion that is my overness with tiny homes. It’s so large and spacious here! You can twirl through the front door like Julie Andrews, arms outstretched, lungs full of crisp alpine air, yodeling your appreciation for an efficient and well-designed 1,200 square foot home.

The first five points we discussed last week were mostly logistical. We raised questions about such issues as financing, insurance, time-management, and other such boring topics.

What is this?

The final five points we’ll discuss today get down to a deeper, more emotional level. What is the purpose of a home? Of family? Of travel and adventure? Such topics are of essential importance to people considering the tiny house lifestyle. And in order to explore them to the best of my ability, I’m going to share AN EMBARRASSING PERSONAL ANECDOTE before the end.

So if you don’t agree with this article, go ahead and read it anyway because you’ll be rewarded with a story that depicts me in very unflattering terms!

Let’s get right back into it, shall we?

(more…)

Read More

If you think of quilted toilet paper as a small luxury, you are bad at thinking and should be punished.

You Deserve Cheap Toilet Paper, You Beautiful Fucking Moon Goddess

In my short lifetime, I have heard more than one perfectly sensible person tell me they “can’t do” single-ply toilet paper.

Rick knows how I feel.

I don’t know why people tell me these things. It’s like they want me to cry out to Father Dagon and Mother Hydra and bid them raise an army of Deep Ones from the many-columned depths of Y’ha-nthlei to sweep over the land and drown the humans in a cosmic flood as recompense for their innumerable and unpardonable follies.

(more…)

Read More

Do you know what Cinderella did to get ahead? She planted a tree. And watered it daily with her tears. The point is that class mobility has literally been a fairy tale for most of human history.

“Poor People Are Poor Because They Are _____. Rich People Are Rich Because They Are _____.”

When Piggy and I first talked about starting a finance blog for Millennials, we spent a lot of time talking about how traditional financial advice had failed us. Some advice failed simply for being too old. It relied on outdated growth models, or it ignored a rapidly changing globalized economy, or discounted the possibilities of living in a world transformed by technology.

These failures were innocent. Others were not.
(more…)

Read More

The truth is that salary secrecy does very little to benefit the employee, and quite a lot to benefit the executive class of old white jerks who've been setting American salaries for generations.

One Easy Thing Men Can Do to Help Close the Gender Wage Gap

If you’re a rad feminist guy who loves the women in his life and wants to make life fairer for everyone, there’s one incredibly easy thing you can do—right now—to close the gender wage gap. Are you ready? Here it is…

Tell your female coworkers how much money you make.

And be specific and honest: no ranges, no euphemisms, the exact number that appears on your paycheck. And don’t skip the bonuses and raises either. This is a tremendous boon to yourself as well as them. Here’s why.

(more…)

Read More

"This project can be done in a weekend!"

Five Ways DIYers Lie About Their Budgets

Most beautifulest table.

Like the table? Of course you do. It’s beautiful as shit. I made it myself and it only cost me $29.

(…Or did it?)

I found this poor wretch on Craigslist. It had a crust of chipping chalkboard paint—because apparently there are people who like to dine to a soundtrack of plates scraping across a blackboard. Underneath, it was solid wood, sturdily constructed, fully disassemblable, and priced to sell at only $25. Like the conventionally attractive nerd in an early 90s movie, it only needed its glasses lifted off to become beautiful.

After sanding the old paint off, I took some glossy white paint I had leftover from another project and applied it to the legs. Then I stained the tabletop with a $4 can of Minwax stain obtained on clearance from my local hardware store. The result is a beautiful handcrafted table that you’d never know cost $29!

There’s only one catch… (more…)

Read More