Using charitable platforms to push discriminatory policies is a no-no jerk move.

Judging Charities Like Judgey McJudgerson: How Can Your Donation Make the Biggest Impact?

As we’ve discussed previously, we love charitable spending, but it can be really hard to figure out the best way to do it. If you followed our advice, you’ve already verified that the charity you’re considering isn’t an out-and-out scam.

But is it a good investment?

A Ford Pinto and a Ford Focus both proclaim to do the same thing (you know, drive), but one does so in a much more sustainable, efficient, and pleasurable manner than the other. How do you sort out the absolute best way to support the causes you care deeply about?

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We bitches are trying to reach a very specific audience of people who are cheap yet virtuous.

How to Spot a Charitable Scam

Let’s say I handed you a $100 bill and the following list of charities. If I asked you to pick one to give the money to, which one would you choose?

American Association of the Deaf-Blind

National Veterans Services Fund

Children’s Wish Foundation International

Cure Alzheimer’s Fund

Breast Cancer Relief Foundation

Now before you make your choice, consider this: four of these charities are considered to be among the absolute worst charities in America. These charities are shams designed to line the pockets of unscrupulous monsters who prey upon the charitable intent of others. They raise millions of dollars and blow it all on large executive salaries and lavish fundraisers designed to be self-perpetuating. No meaningful progress is made toward their charitable aim. Each spent less than 3% of the millions it raised on direct cash aid toward the causes they purport to maintain.

… So that’s four of them. One received a perfect score from charity watchdogs.

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Income inequality is a real thing. Let's start there. We are not all starting on an equal playing field. In fact, some of us are actually starting at rock bottom.

How to Start at Rock Bottom

Income inequality is a real thing. Let’s start there. We are not all starting on a level playing field. In fact, some are actually starting at rock bottom.

Whatever way you define rock bottom, it’s a shitty place to start when envisioning your financial future. And it’s a frightening reality for many Americans. Giving advice about how my fellow college-educated Millennials can get ahead in their careers, defeat their student loans, and buy homes is all well and good, but it’s utterly useless advice for someone with no education, no family support, and no job prospects to speak of. It’s useless to those drowning in medical debt or responsible for supporting a family on a minimum wage salary. You can’t think about Step 1 when you’re currently at Step -37. Those living at rock bottom need to achieve a basic standard of survival before they can think about “getting ahead.”

One way to start at rock bottom—to survive—is by using a number of government social welfare programs. The purpose of these programs is to help those starting at rock bottom, or who find themselves at rock bottom due to drastic circumstances, to get back on their feet and working toward financial stability.

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