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S2 E11: "I tripped and fell into a career I don't like. How do I reinvent myself?"

Season 2, Episode 11: “I Tripped and Fell into a Career I Don’t like. How Do I Reinvent Myself?”

If you’re new here, let me get you up to speed: personal finance is personal. And as a result, it’s also often complicated—a Choose Your Own Adventure with multiple right answers and mitigating circumstances.

Which is why it is so easy to feel stuck in your career or financial journey. What do you do when you’re just fine… but you want more? How do you overcome crippling stagnation? How do you justify leaving the safety of your established, safe career… and risk everything to leap headlong toward your dreams?

Alternatively: when is the safe and not-super-fulfilling job sometimes exactly what you need? What could you do with the excess creative mental energy that a boring day job affords?

All these questions (and much talk of Spiderman!) on this week’s episode.

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S02E02: "I'm not ready to buy a house---but how do I *get ready* to get ready?"

Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”

Previously on season two of the Bitches Get Riches podcast…

We dealt with the existential guilt of crushing your personal finances while your friends struggle to get by. This time, though, we’re taking a question from the other end of the spectrum. What do you do, practically and mentally, when your very modest life goal feels like a financial impossibility?

Naturally, we had opinions. And not just because we are two loudmouthed internet white ladies who have never learned when to shut up!

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Don’t Spend Money on Shit You Don’t Like, Fool

My darling, hyper-intelligent baby deer, I am going to share with you one of the best, most secret methods of saving money. It cuts down on wasteful spending. It increases your savings. It encourages you to be intentional. It even empowers you to live your best life.

Please hold onto something and prepare yourself spiritually. Ready? Here goes:

Don’t spend money on things you don’t like.

Wait, come back! I know it sounds obvious… but I find myself breaking this personal rule all the damn time. And whenever I do, I regret it, and not just for the wasted dollars I will never ever see again. So take my hand and let’s break it down, shall we?

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My parents always treated the topic of investing the same way they did the topic of sex: knowledge to be imparted "when you're older."

Advice I Wish My Parents Gave Me When I Was 16

My parents meant so, so well. And they were so, so right about some things (the relative unworthiness of all teenage boys, for example). But there are a couple of things I’m kinda pissed they didn’t tell me about when I was 16 and on the cusp of making serious decisions about finances and the next several years of my life.

It’s not that they told me nothing, or even that they gave me horrible advice. But I feel like my time as a 16-year-old was the last year of my life before I was expected to make monumental decisions that would affect my financial future in really, really big ways. And that future could have been drastically different (and potentially better) if only they’d told me some key things that would have influenced my decisions about college, a career, and investing.

I brought receipts.

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