We Want YOU To Become a Patron of the Bitches

Piggy and I launched this blog in January of 2017. The level of positive engagement we’ve received in only eight months is completely shocking to us.

We’ve received a number of site comments, social media shares, and private messages with folks thanking us. According to these beautiful people, our little blog has pushed them to ask for raises, encouraged them to seek new jobs, inspired them to refocus their finances, and absolved them of unnecessary self-flagellation.

And guys, that makes us feel really, really, really, really fucking good.

As we’ve stated before, the reason we run this site is to help. Bad, outdated, irrelevant, damaging financial advice is everywhere. Seeing it—and knowing that many people must fall for it—makes our actual hearts turn into cartoon hearts that break along perfectly triangular jagged edges.

Knowing there are good people out there getting tricked, swindled, guilted, ripped-off, shamed, and drained makes cartoon steam come out of our ears. (The cartoon steam gives us actual second-degree burns. Please send Neosporin.)

For this reason, we’ve never had a plan to monetize the site. The easiest ways to do so just didn’t sit right with us. Sponsored content disguised as our own words… product reviews and advertisements for stuff you likely do not need… irritatingly pervasive pop-ups and click-to-exit ads. We get offers in our inbox to do this stuff every day. And we reject them all because they go against our core mission.

But now we’ve run into a problem.

We’ve gotten too popular for our own good.

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Are You a Frugal Mooch?: Mooching Off Friends Is Not a Valid Savings Strategy

Sometimes, the quest for frugality can drive us to do ugly things. One of those things is mooching.

You probably know some mooches in your life. I know I do! In every social group, there’s That One Guy who comes to every party, eats and drinks as though he’s storing up for a long winter’s hibernation, and never offers to bring anything or chip in. He begs rides and never offers gas money. If you do him a favor, you’re extremely unlikely to be thanked with a kind word, a gift, or a return favor in the future.

On the other hand, in the rare instances where That One Guy actually orders a pizza for the group, out comes the calculator. He’ll send you a dead-serious Venmo request for $2.40 for your 1/8 of the pie. And no, he did NOT forget to factor in the tip, sales tax, or delivery fee.

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You Should Learn To Cook. Here’s Why.

I take cooking pretty seriously. The fact that I catered my own wedding should give you a pretty good benchmark for just how seriously. I’m in the background of most of my own wedding photos as a blur in a white dress and a stained apron.

Nobody taught me how to cook. I taught myself the moment I realized the extent to which buying premade food instead of cooking killed my budget.

The amount of money you can save by preparing your own food is staggering. But as cooking became my habit, I discovered all sorts of unexpected additional benefits to my social life, physical health, mental well-being, and even my sex life.

Please go into this article with a basic working knowledge of the works of Frank Herbert, as there is a joke later that I think is really funny.

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Can Looking Weird at Work Be Good for Your Career?

This morning I was clip-clopping through the third floor stairwell of my office building, looking weird. Y’know: like I do. I don’t work on the third floor, it’s a completely separate department with which I have no contact; it’s just where the good coffee lives.

I passed someone on the stairs, and we glanced at each other and gave polite smiles. Then I heard her do a double-take behind me.

“Hey,” this perfect stranger said, “I don’t mean to be rude, but can I ask where you work within the company? My friends and I have seen you in the hallways and we keep trying to figure out where you work.”

It’s a strange question, right? But I know why she was asking.

It’s because at work, I’m usually looking weird.

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Why You Should Take a Break: The Importance of Rest and Relaxation

In my capacity as a non-scientist, I have observed that when it comes to stress, there are two kinds of people. One is the kind of person who feels the effects of stress first in their body; the other feels it first in their mind. Both desperately need a vacation.

Piggy and I both fall into the first category. We’re skilled jugglers, and we tend to think “Sure, I can add one more ball into the mix.” We don’t really register how stressed we are until we get migraines (her) or muscle spasms (me). Other people in this category might experience digestive problems, insomnia, frequent colds, loss of energy, chest pains, racing heartbeats, panic attacks, and other such unfair bullshit.

Folks who fall into the second category don’t get off lightly either. Stress can make them feel overwhelmed in a way that manifests very strongly in their moods. They might feel agitated, frustrated, moody, avoidant, lonely, or depressed. These kinds of emotions can tarnish their self-image, strain their relationships with loved ones, and make them feel socially isolated when they most need support.

Everyone feels both kinds of stress; it’s just a question of which way it manifests first.

The unfortunate thing about both the physical and emotional symptoms of the stress response is that both tend to exacerbate existing stressors. If you’re super busy at work and you start getting stress headaches, congratulations: you’re now both busy and in pain! If you’re super busy at work and you start crying at your desk, congratulations: you’re now both busy and humiliated!

Piggy and I spent a bit too much time in our twenties ignoring the signs our bodies were sending us. We had to learn our limits by suffering the consequences of overextending ourselves.

We’re older and wiser now. We therefore know that it’s better to take breaks before you “need” them. And we want to model that behavior for all of you, which is why we took a vacation and publicized it!

Hint hint: we think you should take a vacation too. Here’s why.

Chill, bro.
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Five Reasons To Love the Tiny House Movement

At times, our article on tiny houses ventured toward… scathing. Which isn’t even original, as evidenced by articles like this, this, this, thisthis, this, this, thisthis, this, this, this, and this. Jeez. Maybe this counts as punching down on the tiny house movement?

So as promised, we will conclude our series by refocusing our discussion on what’s great about the tiny house movement. As the movement begins its slow fade into obscurity, these are the five points I pray leave a lasting impact on our culture.

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Bullshit Reasons To Live In a Tiny House, Refuted

Bullshit Reasons To Live In a Tiny House, Refuted

“I would rather bathe in 10,000 scorpions while singing the entire libretto of Rent than live in a tiny house.”

-Piggy

For a while there, I was ready to breathe easy, thinking the tiny home craze had finally passed. I saw fewer think pieces, pins, aspirational hashtags. The advent of television shows describing the movement seemed to announce its loss of counter-culture status, a sure sign of the end.

… Then I started a financial blog.

Like a recalcitrant UTI patient, I’d stopped taking antibiotics when my symptoms left. My reward was the metaphorical equivalent of pissing broken glass and lava: boundless renewed fascination with tiny houses.

I understand! Tiny homes are appealing to frugal people. On paper, they’re everything a traditional home is, but optimized: cheaper, greener, less constricting. But the proliferation reveals a less rosy truth.

I think the tiny house movement is already being lowered into its coffin, but allow me to secure the lid. The following list comes from Tiny House Blog’s Top 10 Reasons to Join the Tiny House Movement. (I selected this list because it popped up first when I googled “reasons to get a tiny house.” Interestingly, the second is 5 Reasons Buying a Tiny House is a Mistake.)

I’m going to dismantle each one because I’m a neoliberal killjoy and secret corporate shill for Big Housing.

Hold onto your butts.
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So I Got Chickens, Part 2: Tragedies and Lessons Learned

Read Part 1.

I believe that in life, we meet the people we need to meet. Every person—whether you like them or not, know them intimately or only a little—has something to teach you. Sometimes the lesson is about yourself and sometimes it’s about how the world works. This perspective makes dealing with even difficult, trifling people edifying, productive experiences.

I think that pets—even a chicken—are very much the same. They enter our lives not as idle playthings, but mirrors to show us our true selves. Sometimes those mirrors are harsh—like, dressing-room-at-a-foreclosed-T.J.-Maxx harsh. Every animal has something vital to teach us, should we choose to learn it.

I thought about this as I buried my chicken Edie, one of the six chicks I brought home three months ago.

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How I Chessmastered Myself Into a Promotion at Work

Those of you who follow us on Twitter already heard that I’m up for a promotion at work.

It feels unwise to talk about it because it’s not official yet. There’s no contract in place, and we haven’t gone through title or salary negotiations. It’s possible that circumstances could fail to come together. But I’ve interviewed for the role change with all stakeholders and each one has given a green light to the promotion. The woman who will become my boss has already added me to her regular staff meetings and tasked me with a new project. It feels like a done deal, so I’m taking the karmic risk of telling you all about it now.

Plus, I just couldn’t pass up the opportunity to give you all rolling updates!

It’s the first promotion I’ve ever received while working at a large corporation. (I was promoted in my first job from unpaid intern to intern with a stipend, basically. After I cried in front of my boss about money issues. A STORY FOR ANOTHER TIME!) I’m not entirely sure how to navigate the promotion gracefully, but I’ll certainly invite you all along upon my journey of discovery.

The better part of getting this promotion was luck. And I think that’s likely true of any promotion.

But luck is boring to blog about. And it ain’t everything. I Underwooded a good portion of this shit. So let me tell you what I tried and rate how well it worked.

Welcome to Washington.
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The Fascinating Results of Our Job Hopping vs. Career Loyalty Poll

Guys, we Bitches can’t thank you enough for stepping up and volunteering your salary histories for our recent article on job hopping. If you haven’t read it yet, go check it out. And feel free to skip straight down to those juicy, delicious, nutritious comments.

We discovered some really interesting trends, and we’re going to break them down for you now!

Overall, commenters were big fans of a hybrid approach. Job hopping was universally endorsed as an essential move, regardless of career path, even by serial job monogamists. But occasionally stopping to rest once you’ve landed in a good position was also extremely popular.

Here are some of the factors that made people stay… and go.

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