case study Archives • Bitches Get Riches

Hi, it’s me again—your Good With Money Friend! It’s time for another case study. This time we’re talking about how to recover from past financial mistakes.

You guys really enjoyed our first case study. It tackled problems related to student loan debt, employment instability, and paying through the nose for rent in a high cost of living area. I’ve been hoping to do another one, but all of my friends’ most recent money issues have been too specific to their situations to be helpful to a broader audience.

Until now!

A friend reached out, asking for help repairing her damaged credit score. So she scheduled a 30 minute call with me to discuss her options, because I’m literally that bitch.

Obviously it turned into a ninety-minute call, mostly because I love the sound of my own voice. (Vocal fry ’til I die!) But really because the more we talked, the clearer it became that her credit score wasn’t her main enemy on the battlefield for financial stability. It was like a machine gun a mile away: an easy threat to identify, making a huge racket and scaring the shit out of everyone, but not actually that threatening in her present circumstances.

If you’ve struggled with debt, or you want to hone your Good With Money Friend skills, read on. Hopefully hearing about her situation will help some other folks!

Hi, it’s me: your Good With Money Friend. Here to discuss your financial goals.

If an old acquaintance reaches out and asks if I’d like to grab drinks, I know it’s not because they miss my sparkling personality. It’s because they just cracked open their investment statements for the first time in five years and they need to talk to someone who actually understands whut dafuq it says. It’s okay! I don’t take it personally.

The Good With Money Friend is a very valuable part of any friend ecosystem. A squad without one is like a Pokemon team without a dragon type: our rarity and fussy movesets make us only situationally useful, but there’s no getting through the Elite Four without at least one of us.

Obviously Piggy shares my genus and species. We started this blog so that we could save time by sending people a link instead of tapping it all out with our thumbs in a text!

Now, we ain’t professionals. (CFPs are lawful good. We’re chaotic good; we tell you which parts of your taxes you can cheat on. Key distinction!) But if your budget for financial advice is “here, take this six pack,” then BABY, we’re here for you! Talking to a Good With Money Friend can give you the gut-check you need when you can’t afford professional advice, or need insights from someone who knows you better than a paid professional you just met.

This week I Zoomed with two of my closest friends. We talked through their goals and identified a strategy for getting there. With their permission, I’m going to open up that process so you can see how I arrived at my conclusions.

One of our key missions at BGR is to create more Good With Money Friends, especially in historically underserved communities. So open your mind like a flower in the morning and absorb our baseless opinions! One day you, too, will be rich in grateful friends, a more stable immediate community, and/or six packs!