How to Pay Hospital Bills When You’re Flat Broke

How to Pay Hospital Bills When You’re Flat Broke

It’s a fucking travesty that the leading cause of bankruptcy in these United States is medical bills. Not credit card bills nor risky investments. Not even student loans, but hospital bills. Invoices racked up through freak accidents and diseases the patient certainly didn’t ask for and would probably prefer to live without.

To our readers in other, more civilized countries, you’re dismissed. This week we’re going to be dissecting a uniquely American problem: exorbitant medical bills and how to pay them.

The CEO of GoFundMe, an online crowd-funding platform, never dreamed that his company would become synonymous with “I’m broke and need $300,000 to pay for my child’s cancer treatment.” What he envisioned as a way for entrepreneurs and artists to raise money for their passion projects has become the last desperate hope of sick and injured Americans on the verge of total financial ruin.

It blows, dear readers. It fucking blows.

Which is why we need to get creative with some of the lesser-known and best ways to pay for medical bills. Sure, it might be cheaper in the long run to move to Canada, Sweden, or Namibia. But if you bleed American blood on American soil, here’s what you do.

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I Think I Need to Go the Emergency Room?

I Think I Need To Go the Emergency Room?

Or, How I Spent My Summer Vacation, Part One: Severe Testicular Injuries.

General content warning: this post discusses medical stuff that some people might find squicky. Possibly men in particular. As if they needed more reasons to not read this blog!

Last Sunday was a pretty damn perfect day. It was my wedding anniversary—FOUR MORE YEARS! It was also the last weekend before my little brother (who lives with us) leaves for a life-changingly awesome two-month working vacation overseas.

So we drove into the Big City to celebrate. We marveled at nature’s weird-ass creations at the local aquarium. Afterwards we ate an obscene amount of oysters, shrimp, scallops, and hot buttered lobster rolls. Then we drove home and laid out in the king-size hammock in the backyard, reading The Subtle Knife aloud to each other. The air was warm; the world was still; and the late-afternoon light was hazy and golden. It was a perfect day.

And then all hell broke loose.

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Financial Lessons Learned from a Night in the ER

Financial Lessons Learned from a Night in the ER

I have always been accident prone. Like a real-life heroine in a YA novel featuring vampires and forbidden romance, my most benign character flaw is that I’m clumsy as fuck.

I guess I just never grew out of that stage of puberty where you walk smack into walls that have been there for your whole life and end up with bruises of mysterious origin all over your legs. I just don’t know where my ends are! I’m missing whatever survival instinct informs the human body not to grievously injure itself on a regular basis.

So I guess it was just a matter of time before I ended up in the emergency room, writhing and blinded by the worst pain I have ever experienced in my life.

You guys. I hurt myself really, really badly. And I’m going to be paying for it for a long time.

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