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Episode 004: “Capitalism Is Working for Me. So How Could I Hate It?”



Our podcast question today is on the topic of wealth, privilege, and g-g-g-g—

No, not ghosts! It’s g-g-g-guilt!

Specifically: rich white lady guilt! OooOOoooOOOO!

But don’t be afraid. Piggy and I are both ex-Catholics. Whatever kind of guilt you have, we can slice and dice it into bite-sized chunks with the studied grace of a teppanyaki chef.

Today’s question

“As a progressive person and someone who is starting to get into a pretty good place financially (have an emergency fund, bought a home a few years ago, paid off credit card debts), I’ve started feeling so guilty! It probably doesn’t help that I work in finance too. I don’t like capitalism but I’m working it the way I’m ‘supposed’ to. How do I feel less guilty for making myself financially healthy?”

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Buying an expensive game console is laughably cheaper than shelling out $13 to see a movie every Saturday night.

Ask the Bitches: How Can I Absolve Myself of Financial Guilt Over My Pricey PS4?

It’s hard out there for a broke-ass bitch. You try so hard to be frugal and disciplined, to make sound financial decisions and never waste a dime.

Yet still, financial guilt happens to the best of us. It can sneak up to bite you in the ass like some kind of slippery, perfidious garden snake in the Eden of your good monetary habits, leaving one trembling and sweaty with remorse and second thoughts.

Regretting a purchase or agonizing over a financial decision builds anxiety and stress migraines and is just generally no fun.

Recently loyal citizen of Bitch Nation Bettedavissighs (one of our darling Tumblr babies) asked a question about financial guilt. Her concerns are near and dear to my anxious little gazelle heart:

Hey Bitches, I just bought myself a PS4. It’s a big splurge on something non essential (I am fairly responsible w money, esp. now that I’m getting into FI stuff). How do I stop feeling guilty about it? I’ve wanted it for months (newbie gamer), but I keep having moments of extreme anxiety (how much I spent on it!). I had the money, so don’t get why I’m feeling like this now. Maybe it’s just a result of growing up poor? Love your blog! (ps any game suggestions, prefer w good female characters?)

Honey, I feel you.

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I've tried making debt visualizations to help me stay on track. I'm going to share two with you today, including one that is fucked up and embarrassing.

Share My Horror: The World’s Worst Debt Visualization

Some days I wake up ready to crush my debts. I am filled with fire and vinegar. (No, the vinegar does not put out the fire.) I double down on everything I do on that day—I spend less, work harder, and plan more.

Other days, I wake up feeling like Idgaf, Queen of the I Don’t Give a Fuck Tribe of Greater New England. On those days, I find myself wasting time with stuff that distracts me rather than enriches me. I play old video games I’ve already beaten three times before, and mewl at my partner to take me to Five Guys. On those days, it can feel like the sacrifices aren’t getting me anywhere.

What can I learn from this? Besides the fact that I suffer from intermittent depression, because I already knew that.

I have a sprinter’s attention span and marathon financial goals. My current financial goal will take at least nine years to achieve. Maintaining momentum and motivation over such a long period of time is really hard.

I’ve tried making visualizations to help me stay on track, and I’m going to share two with you today. Including an old one that is weirdly fucked up and embarrassing.

Embarrassing!!!

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Other people's weddings are expensive.

Other People’s Weddings Don’t Have to Make You Broke

There’s a code of honor when it comes to weddings: if you came to mine, then I will go to yours. Even if yours is on the other side of the country, and especially if you boarded an airplane to get to mine.

I don’t think I need to point out the flaw in this reasoning.

Other people’s weddings are expensive. This past year my husband and I collectively attended five weddings, two in the state where we currently live and three about 2,000 miles away in the region where we grew up. And that was it. That was our travel budget for the year. All gone.

So this isn’t going to be a story about how to save money on your own damn wedding. Today I’m going to tell you how to save money on other people’s weddings.

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