Month: October 2019

Podcast Episode 003: "My parents have bad credit. Should I help by co-signing their mortgage?"

Season 1, Episode 3: “My Parents Have Bad Credit. Should I Help by Co-signing Their Mortgage?”

Lauren Torres ("Kitty") 1 Comment


When life stresses me out beyond belief, I find nothing more soothing or rejuvenating than reading about petty dramas I’m not personally involved in.

Neighbors feuding in all caps on Next Door; running blogs dragging the shit out of marathon cheaters; Facebook mommy groups erupting into explosive schisms over international geopolitics. Ahhhh… reading them is like slipping into a warm bath. So juicy! So low-stakes! With so much to fret about in my life, it’s nice to pause and contemplate the completely optional frettings of random other people I will likely never meet.

Which is why I love Reddit! And I’ll occasionally pull random questions that feed the drama-devouring beast within me interest me! Today’s question was found on r/personalfinance, a board where I lurk on the reg for obvious reasons…

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Common Job Interview Questions and How to Answer Them with the Confidence of a Mediocre White Dude

Common Job Interview Questions and How to Answer Them with the Confidence of a Mediocre White Dude

Piggy 16 Comments
https://twitter.com/geekylonglegs/status/557966555313868800?lang=en

Ah, the ubiquitous job interview. A necessary if painful step toward acquiring a job—any job! Just as nobody actually loves Rod Stewart as a musician or liver and onions as an entrée, nobody actually loves interviewing for jobs. Literally nobody.

And yet being good at job interviews is an invaluable skill. Especially if you’d like to become employed at some point in your life. And barring any hyper-intelligent dolphins or useless heirs to a corporate empire reading this article, that’s all of you.

We’ve already talked about what to do when you get asked about your salary during a job interview (a question that is as unethical as it is manipulative). But how about some of those other common, annoying interview questions? The ones you can count on getting, and that you dread like a combination root canal and pap smear?

I scoured the Internet for literally dozens of minutes to find brilliant answers to some of those awful job interview questions. And what I found filled me with hope!

I’m going to break down some of the most annoying and tricky job interview questions and how to answer them with at least the confidence and poise of the mediocre white man more likely to be hired than you.

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Podcast Episode 001: "Should I tell my boss I'm looking for another job?"

Season 1, Episode 1: “Should I Tell My Boss I’m Looking for Another Job?”

Lauren Torres ("Kitty") 2 Comments


That’s right. We’ve already teased this information, but it’s true.

Piggy and I stared deeply into each other’s eyes, communicated our love and dedication from a realm beyond words, pulled the condom off, and decided to make a podcast baby together. Here’s hoping it inherits her lustrous hair and my mighty wrists, which can open any jar!

Listen above—or look for Bitches Get Riches in the podcast app of your choice!

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Why I Feel Filthy Fucking Rich

Why I Feel Filthy Fucking Rich

Piggy 35 Comments

I recently went adventuring with some friends. As we were sitting in a hot spring at the end of a long day spent rock climbing in a national park (because we’re like biscotti: glamorous and crunchy), we started talking about money. My favorite topic!

None of these particular friends know about this blog. They don’t know I research money stuff and answer questions about personal finance for fun. So, in the tradition of thirsty voyeurs everywhere, I sat back to listen as my friends talked about negotiating higher salaries and faking it till you make it and—wait, hiring a maid? Ok, so there were clearly some differences in perspective. We’ll come back to that.

One of my friends proudly revealed that she is now making $130k a year at her new job. Babies, I am thrilled for her. She works super damn hard and she’s gifted and brilliant. But what happened next gave me pause.

“Your husband’s an art director, right? So he must be making pretty good money too by now,” I asked.

“Oh no. He only makes $70k a year. And he has student loans,” she answered, sincerely.

That response really took me back for a moment. Because fam… she was describing me exactly. I also make about $70k a year (at two whole jobs). And I also started my career with student loans. Yet I don’t feel like what I have is an “only.”

As a matter of fact, I feel filthy fucking rich.

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{ MASTERPOST } Everything You Need to Know about Self-Care

{ MASTERPOST } Everything You Need to Know about Self-Care

Piggy 3 Comments

Self-care! It’s not just for rich white ladies with 100,000 Instagram followers!

Self-care is for you.

Yes you. As hard as it may be to believe when you’re at your worst and feeling low, you deserve a little care and maintenance now and again.

And we want you to have it. So here it is, children: the complete works of the Bitches on self-care, personal betterment, and making your life happier, healthier, and wealthier.

You’ve earned it.

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Ask the Bitches: I Want to Move Out, but I Can't Afford It. How Bad Would It Be to Take Out Student Loans to Cover It?

Ask the Bitches: I Want To Move Out, but I Can’t Afford It. How Bad Would It Be To Take Out Student Loans To Cover It?

Lauren Torres ("Kitty") 9 Comments

We have a question today from a Tumblr follower. If you don’t follow us on Tumblr, you should! Piggy is one of the Tumblr Deep Ones. She’s been on the platform since its infancy, and she answers tons of reader questions.

Like this one!

I need to move out, but I don’t have any money actually saved up. I do have a job that can cover my monthly costs and still have some left over. So I was wondering just how bad of an idea it is to take out a student loan to get me out of my situation and then immediately work on paying it off.

Ah. A very relatable dilemma.

For most people (and families), housing is the largest item in their budget. Young people spend, on average, a quarter of their income on housing—more than any other age group. Which means that saving money on housing can have an enormous positive impact on your finances. Especially when you’re young.

But is it ever a good idea to strategically spend a lot more than you have to on housing? Spoiler alert: yes, it absolutely can be.

Let’s get into it!

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