Season 4, Episode 6: “I’m Not Feeling Challenged at Work Anymore. Does That Mean It’s Time To Move On?”

Do not adjust your speakers. This week’s episode of the Bitches Get Riches podcast does indeed start with chicken noises and saxophone mouth sounds. And we’re not even sorry.

Today we’re discussing a very good problem to have. What do you do with yourself once you’ve successfully aced your job and you’re out of challenges at work? Do you stick around, resting on your laurels? Or will that stagnate your career progress and turn your mind slowly into mush?

Anyone who’s stuck around here for long knows our thoughts on the matter. And they’re definitely more DTMFA than have-a-nice-cold-pint-and-wait-for-this-all-to-blow-over.

Read More

Season 4, Episode 5: “401(k)s Aren’t Offered in My Industry. How Do I Save for Retirement if My Employer Won’t Help?”

Today’s question asker works in the service industry, which means their job doesn’t offer retirement accounts like a 401(k), 403(b), or a pension. This is the case for lots of people! Although these tax-advantaged retirement accounts are a cornerstone of personal finance advice, they’re only offered by 14% of U.S. companies. If you work for yourself, part time, in a tips-based job, or for a very small employer, a 401(k) may not be an option for you.

Does this mean you should just give up on the idea of saving toward your retirement?

When your job doesn't offer retirement accounts, do you just GIVE UP on saving for your retirement? HAHAHA NO

Good news, bitches. You don’t need a traditional retirement account to save towards your retirement. The classic 401(k), 403(b), and pensions are not your only options! Good options for retirement savings exist for everyone, regardless of their industry or employment status. We’re going to tell you about them today.

Read More

Season 4, Episode 4: “I’m $100K in Student Loan Debt and I Think It Should Be Forgiven. Does This Make Me an Entitled Asshole?”

Federal student loan forgiveness has been through a lot recently. She’s not looking pretty. She needs a massage. Her T-zone is breaking out. Which means this article does not reflect the current state of loan forgiveness. We’re leaving it up because we think it contains useful context. But if you want our most current news on student loan forgiveness, you can find it here.

In the superhero origin story of Bitches Get Riches, student loan debt was our very first super villain. Only through defeating it did we become the Bitches, mighty warriors for truth, justice, and the debt-free way.

And since that legendary victory, we’ve had a lot to say about student loan debt: how it’s a uniquely predatory form of debt, how hard it is for many to escape, and why those desperate enough to get into student loan debt shouldn’t feel ashamed for wanting a way out.

So it should surprise no one that in the debate over whether or not federal student loan debt forgiveness should be a thing, our position is a resounding hell yes.

This week on the podcast we let out all the repressed rage we’ve been holding in at those who say things like “I don’t want to pay for someone else’s education,” and “I paid my student loan debt and so should you.” So tune in (or read the transcript below) to rage-scream with us!

Read More