Lauren Torres ("Kitty"), Author at Bitches Get Riches • Page 4 of 23

Believing in Miracles: A Conversation with Chris Dane Owens on Money, Creativity, and Self-Funding Art

April 27, 2023April 27, 2023 Lauren Torres ("Kitty") Leave a comment

Today we have something truly special for you.

A few months ago, we had an opportunity to talk to an artist who’s been an absolutely iconic figure in our lives. Longtime readers know we are obsessed with Chris Dane Owens. His self-produced high fantasy rock music videos grabbed us at a formative time in our lives, and they’ve never let us go.

We first encountered Chris Dane Owens during our college years as roommates, when his viral hit music video for Shine On Me (2008) blasted across the duct-taped screens of our Dell Latitudes. Its radiant awesomeness pierced the clouds of our cynical art school education, which in the early aughts was insisting that art could only be good if it was gritty and brown and serious and rEaLiStIc. And to this day, we play its followup Light Speed (2014) before every speech and public appearance to pump ourselves up and appear effortlessly high energy.

Eventually, our superfanning caught his attention, and he magnanimously offered to come on our show. Our producer Ducky had to physically push our souls back into our bodies.

Today we’re thrilled to share that conversation.

Now, if you’re thinking “Eh, I’m here for the personal finance and career stuff, I’m gonna skip this one,” STOP! We talked about so many issues that matter to our readers.

How do you balance the soul-restoring work of creative endeavors with the draining but necessary work of paying bills?
Why does doing art on a part-time or hobby basis make us feel like failures or sellouts?
How do you identify the cross-functional skills of day jobs and passion projects that make you better at both?
Can you still grow and improve as an artist during times when money and work take priority?
If the work you want to do can’t be done alone, where do you meet collaborators and supporters?
How do you sustain a creative effort over a long period of time?
How do you fit self-funded art into a normal budget?

Chris provides a lot of honest and thoughtful answers to these questions, and more. We’re so grateful to him for his time and insights. We hope you enjoy listening half as much as we enjoyed making his episode, because it was easily the most fun we’ve ever had recording our podcast.

You can find Chris Dane Owens’s music on your streaming platform of choice. His YouTube channel has all of his legendary music videos. (If you haven’t seen them, have you even truly lived?) And if you want updates about his upcoming FEATURE FILM, Empire Queen, you can find links to videos, sneak peeks, and social channels for Facebook, Instagram, Twitter, TikTok, and more at EmpireQueenMovie.com.

Special thanks go to Chris for so graciously appearing on our little podcast, and to our producer Ducky. Recording with guests always adds an extra layer of challenge, and she rose to the occasion!

Predatory NDAs Just Got a Lot Harder To Enforce

April 5, 2023April 5, 2023 Lauren Torres ("Kitty") 1 Comment

The topic of nondisclosure agreements (NDAs) has been the perennial runner up in our Patreon polls for future article topics for years. They’ve been edged out at least four times by sexier, more topical topics. But today they’re finally getting their place squarely in the middle of the sunbeam that is my attention!

Much like Piggy and I, NDAs have been running amok for about thirty-five years, getting stronger and more belligerent all the time. But unlike us, it seems they’ve peaked.

Within the last six months, three major changes have drastically reduced the enforceability of predatory NDAs.

These changes provide general protection to all impacted employees, and specific protections for victims of sexual harassment. With this, it seems the power and popularity of predatory NDAs is finally waning. And workers are gaining back ground they never should’ve lost.

6 Lessons YOU Can Learn from the Silicon Valley Bank Crash

March 14, 2023March 14, 2023 Lauren Torres ("Kitty") 11 Comments

When news of the Silicon Valley Bank crash broke, I sighed deeply. Because sighing deeply is the age-appropriate version of a toddler pounding their fists on the floor screaming “I don’ wanna, I don’ wanna, I DON’ WANNA!” That’s always how I feel when I have to understand some complicated new brouhaha caused by oligarchs’ greed, when all I truly need in this life is more naptime.

Guys, don’t worry. Because I am a grown-up woman with finely tuned coping mechanisms, I worked through my tantrum and I did it! I understand what the hell happened to Silicon Valley Bank.

Paragon of intellectual generosity that I am, I’m going to explain it back to you.

If you want an in-depth, technical breakdown, this ain’t gonna be it. I’m going to focus on what this means for us plebs. That means skipping all the boring parts, creatively employing childish metaphors, recklessly speculating about its impact on the future of the economy, and oversimplifying absolutely everything.

Complex, dense financial topics explained by babies, for babies. That’s the Bitches Get Riches brand promise!

21 Ideas for Sustainable Swaps That Aren’t Shitty, Expensive, Greenwashed Garbage

March 2, 2023March 2, 2023 Lauren Torres ("Kitty") 38 Comments

I’m always looking for great sustainable swaps, because I love finding ways to reduce my footprint. (In an ecological sense only—been holding steady at size 7.5 for years.) I try to recycle, compost, buy less, shop local, and choose more sustainable options. But I’m just one woman! I can’t test out everything. So I asked our endlessly wise Patreon community. And boy did Bitch Nation deliver!

My only caveat was that these sustainable swaps can’t suck.

Paper straws that disintegrate into wet clumps in your mouth? Absolutely not!
Coffee pods sold to us as green because you’ll “waste less water”? Lies and pictures of also-lies!
Cloth napkins that cost—I’m sorry—$92 for a set of four?! WHAT! I’m not linking to the site because they claim to be handmade by artisans, and I’m sure those artisans are very nice people. BUT STILL!

Out of this list, ye devils! These sustainable swaps need to be as good—or gooder!—than the products they’re designed to replace. Nothing prohibitively expensive or complicated.

And definitely not shitty.

The State of the Blog, 2023: What’s New and Changing at Bitches Get Riches

February 14, 2023February 15, 2023 Lauren Torres ("Kitty") 12 Comments

Are we early to write a state of the blog 2023 post? Or late to write our report on 2022? You decide!

Either way, it’s been a while since we talked about something very important: us. So today we’re breaking the chains on our tethered egotism and sharing news about Bitches Get Riches. Here are the questions we’re answering:

What are your plans for Bitches Get Riches in the coming year?
Will you be at any conferences or events this year?
How’s it feel to run a legit-ass business with an actual factual employee?
How can I help you give your assistant a bigger bonus, because she deserves the sun and the moon and all the stars betwixt them?

Okay, okay, that last one is not a real question anyone has asked us. But we’re still going to answer it! Because we’re giving her a surprise bonus, and you can help make it bigger. Read on for details!

Season 4, Episode 11: “My Boss Kept My Tips. Is That Legal—or Did She Steal From Me?”

January 31, 2023January 31, 2023 Lauren Torres ("Kitty") Leave a comment

“My boss kept my tips.” Wow. Ernest Hemingway needed six words to tell a complete dramatic story. But we just told a complete horror story in only five words! That means we’re 120% more powerful and effective than a Pulitzer Prize- and Nobel Prize-winning writer. Although anyone who had to read Hills Like White Elephants in high school already knew that.

“I can’t argue with the math. These girls completely cucked me.”
– Ernest Hemingway on Bitches Get Riches

But you know who can (and will) argue with math? Bosses who steal tips from their employees!

Today’s letter writer is a tipped employee. When customers leave tips intended for them, only a fraction are actually getting passed along. Instead, their boss is keeping most of that money for herself. She claims it’s fair, because they were told it was the policy upfront. She also claims it’s legal, because the employees are paid above minimum wage. Is she right?

Bad employers gain cover to steal from their employees when the employees don’t understand their own rights. You’ll finish today’s episode with knowledge of the one—ONE!—crystal-clear situation where an employer can take their employee’s tips.

Don’t work in a tipped capacity? Listen anyway, and share it with someone who needs it. Just as it’s the employee’s right to be tipped, it’s your right as a customer to know your tip money is reaching them. We’re all stuck in this system together. And it’s only by mutual support that we can make it better for everyone.

3 Legal Documents You Need NOW and Where To Get Them Online for Cheap

January 26, 2023January 5, 2026 Lauren Torres ("Kitty") 21 Comments

A while back, a mutual friend of the Bitches unexpectedly found themselves in the ICU. They were very young, very healthy, and due to be married to their deeply devoted partner within weeks. They were unconscious and totally incapacitated, and needed someone to make healthcare decisions on their behalf.

The funny thing about engagements is that they aren’t legally binding. So even though their fiancé absolutely knew their wishes better than anyone, all medical decisions reverted to their mother. I should say: the alcoholic, emotionally abusive mother they’d moved thousands of miles to escape from.

Maybe you’re one of those lucky people with a spouse, or living parents, who understand and agree with your decisions 100% of the time. But maybe you’re like our friend above, and your default healthcare advocate according to the law is dangerous, untrustworthy, or completely out-of-touch with your wishes and values. Failing to plan for unforeseeable medical emergencies can put your body and your life into the hands of someone who you don’t trust.

And that is a very, very scary situation.

Season 4, Episode 10: “I’m a Freelance Artist. How Do I Price My Work Fairly Without Losing Clients?”

January 24, 2023January 24, 2023 Lauren Torres ("Kitty") 5 Comments

Bitchlings, today we’re bringing you a variation on a question we get a lot: How do you fairly price your own work? This question is especially important to artists and freelancers. And as you know, we’re passionate about people getting compensated fairly for their labor.

While our personal freelancing days are behind us, we still carry the scars of thousands of hours of freelance work, earning our monthly student loan payments and rent money. Let these battle-hardened former freelancers pass along the wisdom of our fight. Learn from our mistakes and avoid the wounds we earned in this good fight!

(*Which Bitch is which member of the Fellowship? Share your theories in a comment. Be sure to show your work.*)

And for fuck’s sake fire your shittiest clients.

Season 4, Episode 8: “I’m Queer, and Want To Find an Affordable Place To Retire. How Do I Balance Safety With Cost of Living?”

January 10, 2023January 27, 2023 Lauren Torres ("Kitty") 9 Comments

We’ve said it before, and we’ll say it again: the cost of living is higher for gay people. And it’s not just because we buy $30 pairs of underwear. That is a stereotype, you bigot. Andrew Christian Trophy Boys are only $23 a pop.

(I originally had a gif here from an Andrew Christian marketing spot. I decided to omit it for the sake of anyone reading this at work. The arrestingly bouncy nature of the model’s package as he pelvic-thrusted across the screen was designed to catch a manager’s eyes from fifty paces. I will replace it with a seemingly work-related gif to facilitate more subtle on-the-clock browsing. See? I’m always looking out for you, beloved readers!)

Queer cost of living perfectly encapsulated in a gif. I'm telling you, it's scientifically impossible for a gif to resonate any more with the queer community than this one.

In our classic article Ten Ways That Sexual and Gender Identity Affect Finances, we highlighted a few of the complex social and institutional structures that make it harder for queer people to accumulate wealth. But one thing we didn’t really touch on? Location, cost of living, and their outsize impact on queer people’s finances. But thanks to a letter from a righteously pissed-off Patreon donor, we’re diving into that today.

Season 4, Episode 5: “401(k)s Aren’t Offered in My Industry. How Do I Save for Retirement if My Employer Won’t Help?”

December 14, 2022December 13, 2022 Lauren Torres ("Kitty") 5 Comments

Today’s question asker works in the service industry, which means their job doesn’t offer retirement accounts like a 401(k), 403(b), or a pension. This is the case for lots of people! Although these tax-advantaged retirement accounts are a cornerstone of personal finance advice, they’re only offered by 14% of U.S. companies. If you work for yourself, part time, in a tips-based job, or for a very small employer, a 401(k) may not be an option for you.

Does this mean you should just give up on the idea of saving toward your retirement?

When your job doesn't offer retirement accounts, do you just GIVE UP on saving for your retirement? HAHAHA NO

Good news, bitches. You don’t need a traditional retirement account to save towards your retirement. The classic 401(k), 403(b), and pensions are not your only options! Good options for retirement savings exist for everyone, regardless of their industry or employment status. We’re going to tell you about them today.