Season 4, Episode 2: “We’re Moving in Together but Don’t Plan To Get Married. How Can We Split Finances Fairly?”

Raise your hand if you’ve ever cohabitated with a romantic partner… and you didn’t put a ring on it.

I thought so, you sinful heathens. Say ten Hail Suzes and sin no more!

Moving in with a romantic partner—or even just a friend—and splitting finances is a rite of passage. But how do you navigate that relationship with caution and respect? Is there a right way or a wrong way to split finances? And what if you [gasp!] break up?!?!?

On the podcast this week, we talk about our own experience splitting finances with each other and with romantic partners over the years as we answer a question from a listener who is moving in with their partner with no intention of getting married or combining bank accounts. Enjoy this little glimpse into Bitch history as we wax nostalgic about the days when we could share groceries… and shoes.

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Master the Logistics and Etiquette of Moving Out

On a recent episode of the award-winning highly acclaimed scandalous homoerotic merely adequate “moms love it!” Bitches Get Riches podcast, we discussed how to get your first apartment.

It’s an exciting time! You’re moving into your very own place, getting one of your very first Adulthood Merit Badges!

But what do you do when your time in that first apartment comes to an end? In short, how do you handle moving out?

As tempting as it might be to toss the keys over your shoulder and just walk the fuck away, there is definitely an etiquette for moving out.

Don't be like Kermit's evil doppleganger when moving out.

For one thing, it’s best to leave on good terms with your landlord, as you’ll likely need them to be a good reference for another apartment later on. Plus, you really want them to return your security deposit. And that means making your exit from the apartment with all the grace and aplomb of a Shakespearean actor leaving the stage.

(Exit, pursued by bear.)

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S2 E5: "What do I need to know about moving into my first apartment?"

Season 2, Episode 5: “What Do I Need to Know about Moving into My First Apartment?”

It is Bitches Get Riches canon that Kitty and I met when we were randomly assigned roommates freshman year of college. We bonded through the adversity of cohabiting in a forced triple with an infuriating third party who shall forever remain nameless. The two of us shared a bunkbed and ceded one entire half of the room to that creature’s baffling habits and excessive belongings. I won’t go into it except to quote General William Tecumseh Sherman: “War is hell.”

Yet BGR lore rarely tells the end of the story! For after that fateful freshman year, we went on to rent our first apartment together, taking our roommateship to the next level. Nothing tests a friendship like shopping for a shower curtain together.

We survived our fourth-floor walkup with its busted dollhouse dishwasher and coffin-like shower. But more importantly, our friendship survived.

And thus, we feel uniquely qualified to dispense advice on Baby’s First Apartment!

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How Dafuq Do Couples Share Their Money?

How Dafuq Do Couples Share Their Money?

As we’ve discussed previously, the Olde Method for merging finances was simple and straightforward:

The Man and Womyn shall meet when they are idiot teenagers. They shall marrie when they are both seventeen years old, after two weeks of casual dates at the soda shoppe. The couple shall thereafter commence cohabitation. The Man shall seek salaried employment, and shield the Womyn’s eyes from their mutual finances, excepting the allowance to keep herself in straight pins, and the house in mutton, and the sheepe in the oat corne, and the rye corne, and the barley. And i ‘t be true the Husband gambles her dowry hence, the Wyfe might not but wend to Reno and return to her father’s home in shame and disgrace. Oye, oye, oye, forever and ever, Amen.

Mmhmm, yep, that’s just how it went!

Because labor outside the home was classically a masculine burden (at least in the last few centuries and at least for middle- to upper-class folks), salaries and investments were largely the purview of men. Women, conversely, were usually tasked with domestic labor and household budgets.

The history of gendered expectations around money is long and bonkers. It was only in the 1960s that women gained the legal right to open a savings account of their own. Until the mid-1970s, banks refused to issue lines of credit to women without their husbands’ permission—and not at all to unmarried women. This is a great example of a situation where the patriarchy makes life unpleasant for all genders of people: women are treated like idiot children, men are treated like the long-suffering babysitters of their life partners. And it was all within living memory for our parents! Jeeeeezuz.

Point being, it hasn’t been a long time at all since couples were legally forced to merge most aspects of their individual finances. (We also invented gay marriage since then. You’re welcome.)

That means that couples today are almost certainly managing their finances radically differently than their parents and grandparents. We have a very shallow bench of examples to pull from! And we’ve made up individualized systems as we go, aided by technology.

Here are the successful ways I’ve seen couples divide, partition, and share their finances.

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How the Hell Does One Laundry? Asking for a Friend.

How the Hell Does One Laundry? Asking for a Friend.

Our sweet, sainted Patreon supporters have demanded a follow-up to our smash hit, How the Hell Does One Wash Dishes? Turns out, people really love embarrassing anecdotes from my childhood (kittenhood?).

Today, we’ll be tackling the second most annoying chore: doing the laundry. I understand that some parents still expect their children to do their own laundry, but they are rare. This is understandable given the surprisingly high stakes. Getting the laundry wrong can be a pretty bad situation, as we shall discuss below in moar embarrassing chores-gone-awry stories!

The result is a whole lot of young adults who don’t necessarily know what they’re doing in the laundry room. It’s okay, no judgements here. This article will give you the extremely zen vibe you need to succeed.

MY LIFE

Step One: Don’t buy pain-in-the-ass clothes

I’m not precious about my clothing. Some people are, and there is nothing wrong with that, because clothing can be a large investment and an important expression of personal identity. If you really love your clothing and want to nurture them right, follow a more detailed guide like this one instead. Luxey knows her craft and everyone should listen to her.

My personal philosophy, which many of you probably relate to, is that high-maintaince clothing is not worth it. No matter how much I love something, I won’t buy it if it must be washed by vestal virgins and rinsed in the tears of a mermaid by the light of a gibbous quarter-moon. If I wear it frequently, it has to be easy to care for.

Bottom line, your clothing should suit your lifestyle, not the other way around. I can’t be the only person who owned a few dry-clean only things, and never chose to wear them because it meant adding an extra chore to my schedule. Which is very busy. With important things. Like pretending to be a space marine in my video games. Plus dry cleaners charge women more for no reason. So now I just don’t get those things, and we all live happily ever after.

I’m Commander Shepard, and this is my least favorite Pink Tax on the Citadel!

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How the Hell Does One Wash Dishes? Asking for a Friend.

How the Hell Does One Wash Dishes? Asking for a Friend.

Seat yourselves around the campfire, children, and I’ll tell you a tale of some grade-A dumbass sitcom shit I did when I was your age.

I spent the summer between my freshman and sophomore year of college in the same town where my father lived. He had just moved in with my soon-to-be stepmother, leaving his bachelor pad vacant. He agreed to let me live there rent-free while the place was on the market, but part of our agreement was that I had to keep the place spotlessly clean and ready to be shown at a moment’s notice. It was a sweet deal and I took it.

One day my father alerted me that a couple would be stopping by to see it that very afternoon. No problemo! I decided the first thing I needed to do was wash the dishes.

In the past, I’d always washed dishes by hand, because I only used a plate or two at a time. But I had a bunch of drinking glasses accumulated, and I wanted to go vacuum and do other things, so I decided to use the dishwasher. I loaded it up the same way I had seen my parents do it. Then I looked around for a place to put the soap, and saw a little pop-open divot labeled “soap.” Feeling self-reliant, I squirted about half of a cup of dish soap into the machine, turned the dial to “normal wash,” and pressed the start button.

… Did you catch that?

Yep, I just told you that I squirted dish soap into the dishwasher. Yeah, like Dawn or some shit. Some of you already know what this punch line is going to be!

MAH LIFE WIF DA BUBBLES

I went upstairs to make my bed and stash my small suitcase of belongings out of sight. When I came back downstairs ten minutes later, the entire first floor of the condominium had vanished. In its place was a sea of tiny, pearlescent soap bubbles. When I stepped into it, I disappeared up to my ankles. And god, the smell… the lemony fresh scent was like a brick wall where the bricks were also made of lemons.

Honestly, can you blame me? Doesn’t it make sense to put dish soap in the dish washer? I was nineteen years old and had never run a dishwasher in my life, which makes me sound awfully royal. To be fair to me, many adult responsibilities were foisted on me at a young age. But for whatever reason, this was one task my parents had always done for me. I’d loaded it, I’d unloaded it. But I’d never actually added the dishwasher liquid and run it.

Adults must use a vast set of skills to navigate their lives. Everybody has gaps in their learning. I don’t know a single adult who isn’t embarrassed over their inability to perform some “normal” menial task like driving, cooking, doing laundry, or filing taxes.

So today we’re kicking off a basic life skills category. If you missed this information at some point in your life, we’ll teach you how to do it with no shade and no shame. And if you already know all this stuff, who knows, your ass still might learn something! At the very least, you’ll be entertained by our adolescent failures.

On an unrelated note, I’ll also tell you how to get rid of five hundred square feet of bubbles in twenty minutes!

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